Referral Promotion Terms

Acorns Referral Promotion Terms

By participating in the Acorns Referral Program you are agreeing to the Acorns Referral Agreement. All terms used but not otherwise defined herein have the same meaning as in the Acorns Referral Agreement and/or the Program Agreement. The Acorns Referral Program consists of limited-time promotional offerings (each, a “Referral Promotion”). Please review the offerings below to see which promotions are available to you under the Acorns Referral Program at the time you make referrals. 

By participating in the Acorns Referral Program you are agreeing to the Acorns Referral Agreement. All terms used but not otherwise defined herein have the same meaning as in the Acorns Referral Agreement and/or the Program Agreement. The Acorns Referral Program consists of limited-time promotional offerings (each, a “Referral Promotion”). Please review the offerings below to see which promotions are available to you under the Acorns Referral Program at the time you make referrals. 

Acorns Advisers, LLC’s (“Acorns”)  Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.  

Definitions

Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion. 

Potential New Client means an individual (i) who uses a custom referral link generated by Acorns or its affiliates and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.

Referral means an invitation by a Referring Client to a Potential New Client to become an Acorns User and open an Acorns Invest Account, which may be done only using the custom referral link(s) generated by Acorns or its affiliates within the Acorns Application.

Referred Client means a Potential New Client who has (i) entered into the Program Agreement, including all relevant Supplements thereto; and (ii) been accepted (and not rejected) by Acorns Grow as an Acorns User and Acorns Advisers as an Acorns Invest Accountholder.

Referring Client means an Acorns User with an open and active Acorns Invest Account in Good Standing who makes a Referral to a Referred Client. 

Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns purchases on your behalf and allocates to your Acorns Invest Account. 

For the Referring Client, please review these terms and the Referral Agreement here.  All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.

Invite Friends, Get $5 and Give $5

Promotional Period means June 2, 2025 and will extend until terminated by Acorns.

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates. 

January Referral Bonus - $1,100 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $500 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,200 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,375 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,200 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,500 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $825 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $550 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $600 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,375 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,200 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,500 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $825 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $550 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $600 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $800 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $2,026 for 6 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026 

When you refer 6 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $2,026 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

January Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,500 for 8 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/28/2025 

When you refer 8 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $700 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,100 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $350 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $800 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $350 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,100 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $900 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $450 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $450 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $350 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $900 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $800 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

December Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/28/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $600 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $350 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $500 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $800 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $50

Promotional Period means between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s  prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent.  You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares. 

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $25

Promotional Period means between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $50

Promotional Period means between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s  prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent.  You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares. 

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $25

Promotional Period means between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $600 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $600 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $900 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

November Referral Bonus - $200 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $50

Promotional Period means between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s  prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent.  You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares. 

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $25

Promotional Period means between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $450 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $350 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $900 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $100 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $50

Promotional Period means between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s  prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent.  You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares. 

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Invite Friends, Get $50 and Give $25

Promotional Period means between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.

You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $450 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $350 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $900 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.  Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $100 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $425 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,200 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,400 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $425 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,300 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $600 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,400 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $425 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,300 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $600 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

October Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $800 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $750 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $600 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $425 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $425 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,200 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

September Referral Bonus - $825 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.  Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $600 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $675 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $675 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $825 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Acorns Referral Promotion Terms 

Acorns Advisers, LLC’s (“Acorns”) Get $25, Give $5 Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.  

Definitions

Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion. 

Potential New Client means an individual (i) who uses a custom referral link generated by Acorns or its affiliates and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.

Referral means an invitation by a Referring Client to a Potential New Client to become an Acorns User and open an Acorns Invest Account, which may be done only using the custom referral link(s) generated by Acorns or its affiliates within the Acorns Application.

Referred Client means a Potential New Client who has (i) entered into the Program Agreement, including all relevant Supplements thereto; and (ii) been accepted (and not rejected) by Acorns Grow as an Acorns User and Acorns Advisers as an Acorns Invest Accountholder.

Referring Client means an Acorns User with an open and active Acorns Invest Account in Good Standing who makes a Referral to a Referred Client. 

Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns purchases on your behalf and allocates to your Acorns Invest Account. 

For the Referring Client, please review these terms and the Referral Agreement here.  All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.

nvite Friends, Get $25 and Give $5

Promotional Period means between 12:00 am PST 7/14/2025 and 11:59 pm PST 8/10/2025. 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $25 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $25 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $25 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Acorns Referral Promotion Terms 

Acorns Advisers, LLC’s (“Acorns”) Get $50, Give $5 Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.  

Definitions

Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion. 

Potential New Client means an individual (i) who uses a custom referral link generated by Acorns or its affiliates and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.

Referral means an invitation by a Referring Client to a Potential New Client to become an Acorns User and open an Acorns Invest Account, which may be done only using the custom referral link(s) generated by Acorns or its affiliates within the Acorns Application.

Referred Client means a Potential New Client who has (i) entered into the Program Agreement, including all relevant Supplements thereto; and (ii) been accepted (and not rejected) by Acorns Grow as an Acorns User and Acorns Advisers as an Acorns Invest Accountholder.

Referring Client means an Acorns User with an open and active Acorns Invest Account in Good Standing who makes a Referral to a Referred Client. 

Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns purchases on your behalf and allocates to your Acorns Invest Account. 

For the Referring Client, please review these terms and the Referral Agreement here.  All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.

Invite Friends, Get $50 and Give $5

Promotional Period means between 12:00 am PST 7/14/2025 and 11:59 pm PST 8/10/2025. 

The Reward and Eligibility for the Referring Client

Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account. 

You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion. 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

August Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,250 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,250 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $700 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $750 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025 

When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

I

July Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $425 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,250 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,250 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $450 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025 

When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $1,400 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025 

When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $500 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

July Referral Bonus - $550 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025 

When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $650 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $750 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,100 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,250 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,250 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $825 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025 

When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,400 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025 

When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,200 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $750 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $900 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $600 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025 

When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025 

When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $425 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025 

When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,400 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025 

When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $900 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025 

When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $400 for 2 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025 

When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,400 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025 

When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $800 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,000 for 4 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025 

When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $1,300 for 5 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025 

When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $725 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

June Referral Bonus - $800 for 3 Acorns Referrals

The Reward and Eligibility for the Referring Client

Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025 

When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”). 

The Reward and Eligibility for the Referred Client

If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account. 

Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion.  For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment. 

Other Terms Applicable to the Referring Client and Referred Client

Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.

Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2025 - June 1, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 26, 2025 - June 1, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2025 - June 1, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $300 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $725 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,200 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2025 - May 25, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 19, 2025 - May 25, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2025 - May 25, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,300 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 12, 2025 - May 18, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 12, 2025 - May 18, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 12, 2025 - May 18, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $900 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $450 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 28, 2025 - May 5, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $725 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

May 2025 Referral Bonus - $800 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates. 

May 2025 Referral Bonus - Match of May Investments up to $100 for 1 Acorn Referral 

This Acorns Advisers, LLC’s (“Acorns”)  Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.  

When you are an existing Acorns subscriber who shares a personal invitation code or referral link, you are a “Referring Friend.”  If you used someone’s personal invitation code or referral link to become a new Acorns subscriber, you are a “Referred Friend.”  For the Referring Friend, please review these terms and the Referral Agreement here.  All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.

Definitions

Potential New Client means an individual (i) who uses a custom referral link generated by Acorns Advisers and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.

Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion. 

Promotional Period means 12:00 AM PST May 5, 2025 - 11:59 PM PST May 11, 2025.

Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns Advisers purchases on your behalf and allocates to your Acorns Invest Account. 

Terms of This Promotion

Subject to the eligibility requirements set forth below, when a Referring Friend refers one (1) Friend during the Promotional Period, Acorns Advisers will deposit Reward Shares with a value equal to the investments a Referring Friend makes in their Acorns Invest Account during the month of May 2025 (12:00 AM PST May 1, 2025 - 11:59 PM PST May 31, 2025) up to an amount of $100.

In order to qualify to receive this bonus,  the Referring Friend must maintain their account in Good Standing at all times during the Promotional Period and until any Reward Shares are paid and each Referred Friends must (i) be a Potential New Client; (ii) complete their registration during the Promotional Period using the personal invitation code or referral link shared by the Referring Friend; (iii) complete their first successful investment of $5 or more (excluding Round-Ups® Deposits) into an Acorns Invest Account within 14 days of the end of the Promotional Period; and (iv) maintain their account in Good Standing at least through June 25, 2025. 

Other Terms Applicable to the Referring Friend and Referred Friend

Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Limit one Bonus per Referring Client. A gift card may not be used for any initial investment in an Acorns Account. 

There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Friend’s initial deposit is settled into their Acorns Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.

In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

For the avoidance of doubt, if either the Referring Friend or the Referred Friend is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.

Relationship to Program Agreement and Termination

Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation your mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Agreement to the same extent as they apply to the Program Agreement. All Reward Shares credited to you under this Agreement for Referrals are subject to the applicable terms and conditions of the Program Agreement relating to Reward Shares. To the limited extent the express terms and conditions of this Agreement and those of the Program Agreement directly conflict, this Agreement shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer.  There is no cash value equivalent and there is no option for a cash alternative to this promotion. Referral awards are made at the sole discretion of Acorns. Acorns reserves the right to restrict or revoke any and all offers at any time.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org.  Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results. 

If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the both referral rewards and your personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.

Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value.   Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 28, 2025 - May 5, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,100 for 6 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,300 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,200 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,600 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2025 - April 27, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 21, 2025 - April 27, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2025 - April 27, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $450 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $725 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2025 - April 20, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 14, 2025 - April 20, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2025 - April 20, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $550 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2025 - April 13, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 7, 2025 - April 13, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2025 - April 13, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates. 

April 2025 Referral Bonus - $450 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $800 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2025 - April 6, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 31, 2025 - April 6, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2025 - April 6, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,800 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,100 for 6 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - $1,600 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - April Round-ups® Match and $1,200 for 5 Acorns Referrals 

Subject to the Holding Period and other eligibility requirements set forth below, when you refer five (5) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 3/31/2025 and 4/20/2025 (the “Qualification Period”), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive: a match of any Round-Ups® investments earned between 4/1/2025-4/30/2025 (up to $100) which and a bonus investment of one thousand two hundred dollars ($1200) by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). 

Any earned match for the Round-Ups® investments will be paid on or about 5/12/2025. Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met.  Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. 

There is no option for a cash alternative to these promotions. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

April 2025 Referral Bonus - April Round-ups® Match and $1,300 for 5 Acorns Referrals 

Subject to the Holding Period and other eligibility requirements set forth below, when you refer five (5) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 3/31/2025 and 4/20/2025 (the “Qualification Period”), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive: a match of any Round-Ups® investments earned between 4/1/2025-4/30/2025 (up to $100) which and a bonus investment of one thousand two hundred dollars ($1200) by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). 

Any earned match for the Round-Ups® investments will be paid on or about 5/12/2025. Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met.  Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. 

There is no option for a cash alternative to these promotions. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2025 - March 30, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 24, 2025 - March 30, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2025 - March 30, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2025 and 11:59 pm PST 3/30/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2025 and 4/13/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2025 and 11:59 pm PST 3/30/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2025 and 4/13/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,200 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2025 and 11:59 pm PST 3/30/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2025 and 4/13/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2025 and 11:59 pm PST 3/30/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2025 and 4/13/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $925 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2025 and 11:59 pm PST 3/30/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2025 and 4/13/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $450 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2025 and 11:59 pm PST 3/30/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2025 and 4/13/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 17, 2025 - March 23, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 17, 2025 - March 23, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 17, 2025 - March 23, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $900 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/17/2025 and 11:59 pm PST 3/23/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/17/2025 and 4/6/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $675 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/17/2025 and 11:59 pm PST 3/23/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/17/2025 and 4/6/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $900 for 5 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer five (5) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 3/17/2025 and 11:59 pm PST 3/23/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 3/17/2025 and 4/6/2025 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 90 days from the last day of the Qualification Period, you will receive a $1,300 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 10, 2025 - March 16, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 10, 2025 - March 16, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 10, 2025 - March 16, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,100 for 6 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/10/2025 and 11:59 pm PST 3/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/10/2025 and 3/30/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,300 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/10/2025 and 11:59 pm PST 3/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/10/2025 and 3/30/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,600 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/10/2025 and 11:59 pm PST 3/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/10/2025 and 3/30/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/10/2025 and 11:59 pm PST 3/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/10/2025 and 3/30/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,300 for 5 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer five (5) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 3/10/2025 and 11:59 pm PST 3/16/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 3/16/2025 and 3/30/2025 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 90 days from the last day of the Qualification Period, you will receive a $1,300 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 3, 2025 - March 9, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 3, 2025 - March 9, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 3, 2025 - March 9, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/3/2025 and 11:59 pm PST 3/9/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/3/2025 and 3/23/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/3/2025 and 11:59 pm PST 3/9/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/3/2025 and 3/23/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $725 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/3/2025 and 11:59 pm PST 3/9/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/3/2025 and 3/23/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/3/2025 and 11:59 pm PST 3/9/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/3/2025 and 3/23/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $450 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/3/2025 and 11:59 pm PST 3/9/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/3/2025 and 3/23/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer four (4) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 3/3/2025 and 11:59 pm PST 3/9/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 3/3/2025 and 3/23/2025 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 90 days from the last day of the Qualification Period, you will receive a $1,000 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 24, 2025 - March 2, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 24, 2025 - March 2, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 24, 2025 - March 2, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $900 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/24/2025 and 11:59 pm PST 3/2/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/24/2025 and 3/16/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/24/2025 and 11:59 pm PST 3/2/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/24/2025 and 3/16/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $1,300 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/24/2025 and 11:59 pm PST 3/2/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/24/2025 and 3/16/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $1,300 for 5 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer five (5) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 2/24/2025 and 11:59 pm PST 3/2/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 2/24/2025 and 3/2/2025 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 90 days from the last day of the Qualification Period, you will receive a $1,300 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 17, 2025 - February 23, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 17, 2025 - February 23, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 17, 2025 - February 23, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $900 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/17/2025 and 11:59 pm PST 2/23/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/17/2025 and 3/9/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/17/2025 and 11:59 pm PST 2/23/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/17/2025 and 3/9/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Uber Reward - $750 Uber Voucher for 3 Acorns Referrals

Subject to the eligibility requirements set forth below, each time you refer three (3) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 2/17/2025 and 11:59 pm PST 2/23/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 2/17/2025 and 3/9/2025 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive a $750 Uber Voucher, payable in three (3) $250 monthly installments (the “Uber Voucher”). You will receive each Uber Voucher by email from Uber on or about April 1, 2025, May 1, 2025, and June 1, 2025, respectively, and each Uber Voucher will be valid for one month from receipt. You are responsible for redeeming the Uber Voucher in your Uber and/or Uber Eats App. The dates of each email may vary in Uber and Acorns’ sole discretion. You are responsible for ensuring that emails from Uber and Acorns are not blocked by spam filters or other email management tools. You agree to regularly check your spam and junk folder and to add Uber and Acorns to your contacts or safe sender list to ensure delivery of communications. Neither Uber nor Acorns is responsible for emails blocked by spam filters, that otherwise fail to reach your inbox, or that you fail to open. Your Acorns Account must remain open and in Good Standing at the time of each monthly installment to receive the Uber Voucher.  

Uber’s terms and conditions also apply to this promotion and are governed by Uber, as follows: 

Limited availability. No cash value. Each $250 Voucher code may be used only once. To redeem the discount, Uber Voucher Code must be applied to the Payment section of the Uber App or Uber Eats App prior to requesting the intended trip or order, as applicable. Each $250 Uber Voucher is valid for one month from date of email. Uber Voucher is valid only for rides requested/orders placed using applicable Uber App. Taxes, fees, and tips will be covered provided that the value of the Uber Voucher is greater than the total order amount. Offer is non-transferable, subject to change or cancellation. Issues involving redemption and/or use of the Uber Voucher Code should be directed to Acorns at support@acorns.com. See full voucher terms in your Uber App upon redemption. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period.  If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Uber Voucher applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two awards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is provided. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any portion of the Uber Voucher; and/or withhold, rescind, delay, liquidate, cancel, void, recapture, and/or claw back any Uber Voucher already provided. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. For more information visit acorns.com. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one applicable Bonus Reward and the Get $5, Give $5 Reward, but will not be eligible to receive multiple Bonus Rewards. The Bonus Reward provided will be whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards (including the Uber Voucher) are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 10, 2025 - February 16, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 10, 2025 - February 16, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 10, 2025 - February 16, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $1,000 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/10/2025 and 11:59 pm PST 2/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/10/2025 and 3/2/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one applicable Bonus Reward referral reward and, either the Get $5, Give $5 Reward, but will not be eligible to receive multiple Bonus Rewards. The Bonus Reward provided will be whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/10/2025 and 11:59 pm PST 2/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/10/2025 and 3/2/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one applicable Bonus Reward referral reward and, either the Get $5, Give $5 Reward, but will not be eligible to receive multiple Bonus Rewards. The Bonus Reward provided will be whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/10/2025 and 11:59 pm PST 2/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/10/2025 and 3/2/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one applicable Bonus Reward referral reward and, either the Get $5, Give $5 Reward, but will not be eligible to receive multiple Bonus Rewards. The Bonus Reward provided will be whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $925 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/10/2025 and 11:59 pm PST 2/16/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/10/2025 and 3/2/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one applicable Bonus Reward referral reward and, either the Get $5, Give $5 Reward, but will not be eligible to receive multiple Bonus Rewards. The Bonus Reward provided will be whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 2, 2025 - February 9, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 2, 2025 - February 9, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 2, 2025 - February 9, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $1,100 for 6 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/2/2025 and 11:59 pm PST 2/9/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/2/2025 and 2/23/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2025 Referral Bonus - $2,100 for 6 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 2/2/2025 and 11:59 pm PST 2/9/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/2/2025 and 2/23/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 26, 2025 - February 1, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 26, 2025 - February 1, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 26, 2025 - February 1, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/26/2025 and 11:59 pm PST 2/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/26/2025 and 2/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $500 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/26/2025 and 11:59 pm PST 2/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/26/2025 and 2/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/26/2025 and 11:59 pm PST 2/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/26/2025 and 2/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $600 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/26/2025 and 11:59 pm PST 2/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/26/2025 and 2/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $850 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/26/2025 and 11:59 pm PST 2/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/26/2025 and 2/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/26/2025 and 11:59 pm PST 2/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/26/2025 and 2/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/26/2025 and 11:59 pm PST 2/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/26/2025 and 2/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 19, 2025 - January 25, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 19, 2025 - January 25, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 19, 2025 - January 25, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/19/2025 and 11:59 pm PST 1/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/19/2025 and 2/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/19/2025 and 11:59 pm PST 1/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/19/2025 and 2/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 12, 2025 - January 18, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 12, 2025 - January 18, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 12, 2025 - January 18, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/12/2025 and 11:59 pm PST 1/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/12/2025 and 2/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $900 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/12/2025 and 11:59 pm PST 1/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/12/2025 and 2/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $2,525 for 7 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/12/2025 and 11:59 pm PST 1/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/12/2025 and 2/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 5, 2025 - January 11, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 5, 2025 - January 11, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 5, 2025 - January 11, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $675 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/5/2025 and 11:59 pm PST 1/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/5/2025 and 1/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2025 Referral Bonus - $425 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 1/5/2025 and 11:59 pm PST 1/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/5/2025 and 1/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 29, 2024 - January 4, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 29, 2024 - January 4, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 29, 2024 - January 4, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $2,025 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/29/2024 and 11:59 pm PST 1/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/29/2024 and 1/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/29/2024 and 11:59 pm PST 1/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/29/2024 and 1/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 22, 2024 - December 28, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 22, 2024 - December 28, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 22, 2024 - December 28, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/22/2024 and 11:59 pm PST 12/28/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/22/2024 and 1/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $550 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/22/2024 and 11:59 pm PST 12/28/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/22/2024 and 1/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 15, 2024 - December 21, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 15, 2024 - December 21, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 15, 2024 - December 21, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $475 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $850 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $550 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $600 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $675 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $450 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/15/2024 and 11:59 pm PST 12/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/15/2024 and 1/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 8, 2024 - December 14, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 8, 2024 - December 14, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 8, 2024 - December 14, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/8/2024 and 11:59 pm PST 12/14/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/8/2024 and 12/28/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $1,100 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/8/2024 and 11:59 pm PST 12/14/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/8/2024 and 12/28/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 1, 2024 - December 7, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 1, 2024 - December 7, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 1, 2024 - December 7, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/1/2024 and 11:59 pm PST 12/7/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/1/2024 and 12/21/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

December 2024 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 12/1/2024 and 11:59 pm PST 12/7/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/1/2024 and 12/21/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 24, 2024 - November 30, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 24, 2024 - November 30, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 24, 2024 - November 30, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/24/2024 and 11:59 pm PST 11/30/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/24/2024 and 12/14/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/24/2024 and 11:59 pm PST 11/30/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/24/2024 and 12/14/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 17, 2024 - November 23, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 17, 2024 - November 23, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 17, 2024 - November 23, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $1,000 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $600 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $450 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $550 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $675 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/17/2024 and 11:59 pm PST 11/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/17/2024 and 12/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 10, 2024 - November 16, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 10, 2024 - November 16, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 10, 2024 - November 16, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $375 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/10/2024 and 11:59 pm PST 11/16/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/10/2024 and 11/30/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 11/10/2024 and 11:59 pm PST 11/16/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/10/2024 and 11/30/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Subject to the Holding Period and other eligibility requirements set forth below, each time a Potential New Client (i) becomes a first-time Acorns User and (ii) during the promotional period (November 3, 2024 - November 9, 2024, the “Promotional Period”), sets up an Acorns Invest account using the personal invitation code or referral link you share with them, you will receive a $5 investment by Acorns Advisers in your Acorns Invest account (the “Referring Client Reward Shares”). Each eligible Potential New Client referred by you during the promotional period (November 3, 2024 - November 9, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns Advisers in their Acorns Invest account (the “Referred Client Reward Shares”). Referring and Referred Client Reward Shares are typically deposited with 30-45 days of the Referred Client and Referring Client each meeting the eligibility criteria below in accordance with the Acorns Referral Agreement, provided that Reward Shares may be declined, delayed and/or subject to recapture by Acorns Advisers, by and through any of its agents, if withdrawn during the Holding Period or in other limited cases as set forth in Section 2 of the Referral Agreement and below.

Eligibility

You are eligible to receive this reward each time a Potential New Client (1) uses the personal invitation code or referral link you share with them during the promotional period (November 3, 2024 - November 9, 2024) when they sign up for a first-time Acorns subscription; (2) completes an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days of the end of the Promotional Period; and (3) maintains their Acorns Invest Account in Good Standing for 30 days following the settlement of their first investment (each Potential New Client meeting this criteria shall be a “Referred Client”). Referring and Referred Clients will receive the Reward Shares only if, in Acorns Advisers’ sole discretion, each of the Referring and Referred Client has an Acorns subscription and each of their Acorns Accounts are verified, have a linked funding source of which they are the owner, and are otherwise in Good Standing with the applicable Acorns Party(ies) at all times between meeting the eligibility criteria and the time the Reward Shares are invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to withdraw Referring Client Reward Shares granted pursuant to this Referral Promotion, Referring Clients successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both this Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $1,300 for 5 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer four (4) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 11/3/2024 and 11:59 pm PST 11/9/2024 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 11/3/2024 and 11/23/2024 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive a $1,300 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

November 2024 Referral Bonus - $900 for 5 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer four (4) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 11/3/2024 and 11:59 pm PST 11/9/2024 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 11/3/2024 and 11/23/2024 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive a $1,300 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 27, 2024 - November 2, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 27, 2024 - November 2, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 27, 2024 - November 2, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $675 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $600 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $600 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $550 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $800 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/27/2024 and 11:59 pm PST 11/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/27/2024 and 11/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Subject to the Holding Period and other eligibility requirements set forth below, each time a Potential New Client (i) becomes a first-time Acorns User and (ii) during the promotional period (October 20, 2024 - October 26, 2024, the “Promotional Period”), sets up an Acorns Invest account using the personal invitation code or referral link you share with them, you will receive a $5 investment by Acorns Advisers in your Acorns Invest account (the “Referring Client Reward Shares”). Each eligible Potential New Client referred by you during the promotional period (October 20, 2024 - October 26, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns Advisers in their Acorns Invest account (the “Referred Client Reward Shares”). Referring and Referred Client Reward Shares are typically deposited with 30-45 days of the Referred Client and Referring Client each meeting the eligibility criteria below in accordance with the Acorns Referral Agreement, provided that Reward Shares may be declined, delayed and/or subject to recapture by Acorns Advisers, by and through any of its agents, if withdrawn during the Holding Period or in other limited cases as set forth in Section 2 of the Referral Agreement and below.

Eligibility

You are eligible to receive this reward each time a Potential New Client (1) uses the personal invitation code or referral link you share with them during the promotional period (October 20, 2024 - October 26, 2024) when they sign up for a first-time Acorns subscription; (2) completes an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days of the end of the Promotional Period; and (3) maintains their Acorns Invest Account in Good Standing for 30 days following the settlement of their first investment (each Potential New Client meeting this criteria shall be a “Referred Client”). Referring and Referred Clients will receive the Reward Shares only if, in Acorns Advisers’ sole discretion, each of the Referring and Referred Client has an Acorns subscription and each of their Acorns Accounts are verified, have a linked funding source of which they are the owner, and are otherwise in Good Standing with the applicable Acorns Party(ies) at all times between meeting the eligibility criteria and the time the Reward Shares are invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to withdraw Referring Client Reward Shares granted pursuant to this Referral Promotion, Referring Clients successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both this Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $1,000 for 4 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer four (4) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 10/20/2024 and 11:59 pm PST 10/26/2024 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 10/20/2024 and 11/9/2024 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive a $1,000 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 13, 2024 - October 19, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 13, 2024 - October 19, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 13, 2024 - October 19, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $675 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/13/2024 and 11:59 pm PST 10/19/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/13/2024 and 11/2/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 6, 2024 - October 12, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 6, 2024 - October 12, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 6, 2024 - October 12, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/6/2024 and 11:59 pm PST 10/12/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/6/2024 and 10/26/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/6/2024 and 11:59 pm PST 10/12/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/6/2024 and 10/26/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/6/2024 and 11:59 pm PST 10/12/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/6/2024 and 10/26/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 29, 2024 - October 5, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 29, 2024 - October 5, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 29, 2024 - October 5, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/29/2024 and 11:59 pm PST 10/5/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/29/2024 and 10/19/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 22, 2024 - September 28, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 22, 2024 - September 28, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 22, 2024 - September 28, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/22/2024 and 11:59 pm PST 9/28/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/22/2024 and 10/12/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

The Reward

Active account holders of both GoHenry and Acorns Accounts who make three successful GoHenry Referees via their personal invitation referral link during the promotion period as explained below will receive a one-time $300 bonus investment by Acorns into their Acorns Invest Account (the “Acorns Referral Reward”). This promotion is supplemental to the ongoing promotion of a $50 deposit per successful GoHenry referral into an active account holder’s GoHenry Account (the “GoHenry Referral Reward”).  The following Terms and Conditions apply and participants are subject to the GoHenry US Website and App Terms and Conditions, Card Holder Terms, Referral Reward Program, and  Privacy Policy, and the Acorns Terms of Use and Privacy Policy. 

This offer is time limited and available only to existing customers of GoHenry, Inc. and Acorns Grow, Inc. who (i) have both an Active GoHenry Account and Active Acorns Account (the “Referrer”); and (ii) have not exceeded 7 GoHenry Referral Rewards in the 2024 calendar year. For purposes of this promotion, an Active account holder is one whose account is current and in good standing, and has activated at least one Children’s GoHenry Account and Card. Only one Referrer per household/physical address is permitted. 

To make a successful Referral and qualify for the Acorns Referral Reward, the following processes must be completed:

1. The Referrer must have 2 friends successfully complete the sign up process for a new GoHenry Account via the Referrer’s personal invitation referral link between 00:01 PST on September 24th, 2024 and  23:59 PST on September 30th 2024 (the “Referrals”).  The personal invitation referral link can be found in the email sent to you detailing the Referral offer. 

2. On or before 23:59 PST on October 14th 2024, both Referees must: (A) activate their GoHenry Account by depositing a minimum of $10 USD into the Account, and (B) activate at least one Children’s Account and Card (“Activation”).

3. Both Referees must keep their GoHenry Account open and active for a minimum of 60 days after completing steps 1 and 2. (the “Activated Account Period”)  

Provided that all requirements are satisfied, the Acorns Referral Reward will be deposited to the Referrer’s Acorns Account within 70 days after the last Referee completes Activation.

Referee may not be an existing customer of GoHenry, Inc., may not live at the same physical address as the Referrer, and must meet the requirements set forth in the GoHenry Card Holder Terms, including, but not limited to, that the Referee be a genuine person over the age of majority in their state of residence, a legal US resident, and meet the security requirements.  GoHenry reserves the right to deny an account in accordance with applicable law, rule, or regulation. In such instances, the Referee will be unable to open a GoHenry account and will not qualify for the refer a friend offer.  

The Referrer may refer only one friend from any given household/physical address, any additional Referrals from the same household/physical address will not qualify for this offer. Referees must keep their GoHenry Account open and active for 1 month after receipt of the Referral Reward. If a Referee closes their new GoHenry Account within 1 month of the Referee Reward being issued, the Referee Reward will not be returned with the account liquidation. 

This promotion is run in conjunction with the GoHenry Referral Reward Program, pursuant to the terms and conditions set forth therein. For the avoidance of any doubt Referrers who have made over 8F successful referrals this calendar year prior to the start of this promotion do not qualify to participate in this promotion.

GoHenry will always use and keep personal identifiable information in accordance with its privacy policy which can be found at https://www.gohenry.com/us/terms-and-conditions/privacy-policy/.

This promotion is not open to employees or associates of GoHenry, Inc. or Acorns Grow, Incorporated. In addition, affiliate companies are not allowed to promote this offer through their affiliate networks. 

We reserve the right to void/reverse any Referral Reward, and to close any Referral Account, in the event a Referrer or Referral knowingly breaches these terms and conditions. 

This promotion may be varied or withdrawn at any time in whole or in part without prior notice and is subject to availability and our Fair Use policy. We reserve the right to withdraw or disable this promotion for any active GoHenry and/or Acorns Account holder at any time with or without notice at our sole discretion. Participation in this promotion constitutes acceptance of these terms and conditions and the privacy policies and other terms and conditions as set forth herein.. 

The Promoters are Acorns Grow, Inc. and GoHenry Inc., 5300 California Avenue, Irvine, CA 92617 USA.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 15, 2024 - September 21, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 15, 2024 - September 21, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 15, 2024 - September 21, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/15/2024 and 11:59 pm PST 9/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/15/2024 and 10/5/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/15/2024 and 11:59 pm PST 9/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/15/2024 and 9/28/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Subject to the Holding Period and other eligibility requirements set forth below, each time a Potential New Client (i) becomes a first-time Acorns User and (ii) during the promotional period (September 8, 2024 - September 14, 2024, the “Promotional Period”), sets up an Acorns Invest account using the personal invitation code or referral link you share with them, you will receive a $5 investment by Acorns Advisers in your Acorns Invest account (the “Referring Client Reward Shares”). Each eligible Potential New Client referred by you during the promotional period (September 8, 2024 - September 14, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns Advisers in their Acorns Invest account (the “Referred Client Reward Shares”). Referring and Referred Client Reward Shares are typically deposited with 30-45 days of the Referred Client and Referring Client each meeting the eligibility criteria below in accordance with the Acorns Referral Agreement, provided that Reward Shares may be declined, delayed and/or subject to recapture by Acorns Advisers, by and through any of its agents, if withdrawn during the Holding Period or in other limited cases as set forth in Section 2 of the Referral Agreement and below.

Eligibility

You are eligible to receive this reward each time a Potential New Client (1) uses the personal invitation code or referral link you share with them during the promotional period (September 8, 2024 - September 14, 2024) when they sign up for a first-time Acorns subscription; (2) completes an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days of the end of the Promotional Period; and (3) maintains their Acorns Invest Account in Good Standing for 30 days following the settlement of their first investment (each Potential New Client meeting this criteria shall be a “Referred Client”). Referring and Referred Clients will receive the Reward Shares only if, in Acorns Advisers’ sole discretion, each of the Referring and Referred Client has an Acorns subscription and each of their Acorns Accounts are verified, have a linked funding source of which they are the owner, and are otherwise in Good Standing with the applicable Acorns Party(ies) at all times between meeting the eligibility criteria and the time the Reward Shares are invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to withdraw Referring Client Reward Shares granted pursuant to this Referral Promotion, Referring Clients successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both this Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $1,100 for 4 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer four (4) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 9/8/2024 and 11:59 pm PST 9/14/2024 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 9/8/2024 and 9/28/2024 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive a $1,100 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 1, 2024 - September 7, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 1, 2024 - September 7, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 1, 2024 - September 7, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/1/2024 and 11:59 pm PST 9/7/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/1/2024 and 9/21/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 25, 2024 - August 31 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 25, 2024 - August 31 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 25, 2024 - August 31 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/25/2024 and 11:59 pm PST 8/31/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/25/2024 and 9/14/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

The Reward

Active account holders of both GoHenry and Acorns Accounts who make three successful GoHenry Referees via their personal invitation referral link during the promotion period as explained below will receive a one-time $450 bonus investment by Acorns into their Acorns Invest Account (the “Acorns Referral Reward”). This promotion is supplemental to the ongoing promotion of a $50 deposit per successful GoHenry referral into an active account holder’s GoHenry Account (the “GoHenry Referral Reward”).  The following Terms and Conditions apply and participants are subject to the GoHenry US Website and App Terms and Conditions, Card Holder Terms, Referral Reward Program, and  Privacy Policy, and the Acorns Terms of Use and Privacy Policy. 

This offer is time limited and available only to existing customers of GoHenry, Inc. and Acorns Grow, Inc. who (i) have both an Active GoHenry Account and Active Acorns Account (the “Referrer”); and (ii) have not exceeded 7 GoHenry Referral Rewards in the 2024 calendar year. For purposes of this promotion, an Active account holder is one whose account is current and in good standing, and has activated at least one Children’s GoHenry Account and Card. Only one Referrer per household/physical address is permitted. 

To make a successful Referral and qualify for the Acorns Referral Reward, the following processes must be completed:

1. The Referrer must have 3 friends successfully complete the sign up process for a new GoHenry Account via the Referrer’s personal invitation referral link between 00:01 PST on August 27th, 2024 and  23:59 PST on September 2nd 2024 (the “Referrals”).  The personal invitation referral link can be found in the email sent to you detailing the Referral offer. 

2. On or before 23:59 PST on September 16th 2024, both Referees must: (A) activate their GoHenry Account by depositing a minimum of $10 USD into the Account, and (B) activate at least one Children’s Account and Card (“Activation”).

3. All three Referees must keep their GoHenry Account open and active for a minimum of 60 days after completing steps 1 and 2. (the “Activated Account Period”)  

Provided that all requirements are satisfied, the Acorns Referral Reward will be deposited to the Referrer’s Acorns Account within 70 days after the last Referee completes Activation.

Referee may not be an existing customer of GoHenry, Inc., may not live at the same physical address as the Referrer, and must meet the requirements set forth in the GoHenry Card Holder Terms, including, but not limited to, that the Referee be a genuine person over the age of majority in their state of residence, a legal US resident, and meet the security requirements.  GoHenry reserves the right to deny an account in accordance with applicable law, rule, or regulation. In such instances, the Referee will be unable to open a GoHenry account and will not qualify for the refer a friend offer.  

The Referrer may refer only one friend from any given household/physical address, any additional Referrals from the same household/physical address will not qualify for this offer. Referees must keep their GoHenry Account open and active for 1 month after receipt of the Referral Reward. If a Referee closes their new GoHenry Account within 1 month of the Referee Reward being issued, the Referee Reward will not be returned with the account liquidation. 

This promotion is run in conjunction with the GoHenry Referral Reward Program, pursuant to the terms and conditions set forth therein. For the avoidance of any doubt Referrers who have made over 8F successful referrals this calendar year prior to the start of this promotion do not qualify to participate in this promotion.

GoHenry will always use and keep personal identifiable information in accordance with its privacy policy which can be found at https://www.gohenry.com/us/terms-and-conditions/privacy-policy/.

This promotion is not open to employees or associates of GoHenry, Inc. or Acorns Grow, Incorporated. In addition, affiliate companies are not allowed to promote this offer through their affiliate networks. 

We reserve the right to void/reverse any Referral Reward, and to close any Referral Account, in the event a Referrer or Referral knowingly breaches these terms and conditions. 

This promotion may be varied or withdrawn at any time in whole or in part without prior notice and is subject to availability and our Fair Use policy. We reserve the right to withdraw or disable this promotion for any active GoHenry and/or Acorns Account holder at any time with or without notice at our sole discretion. Participation in this promotion constitutes acceptance of these terms and conditions and the privacy policies and other terms and conditions as set forth herein.. 

The Promoters are Acorns Grow, Inc. and GoHenry Inc., 5300 California Avenue, Irvine, CA 92617 USA.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 18, 2024 - August 24 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 18, 2024 - August 24 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 18, 2024 - August 24 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/18/2024 and 11:59 pm PST 8/24/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/18/2024 and 9/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/18/2024 and 11:59 pm PST 8/24/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/18/2024 and 9/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 11, 2024 - August 17 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 11, 2024 - August 17 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 11, 2024 - August 17 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/11/2024 and 11:59 pm PST 8/17/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/11/2024 and 8/31/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 4, 2024 - August 10 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 4, 2024 - August 10 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 4, 2024 - August 10 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/4/2024 and 11:59 pm PST 8/10/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/4/2024 and 8/24/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 28, 2024 - August 3, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 28, 2024 - August 3, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 28, 2024 - August 3, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $375 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/28/2024 and 11:59 pm PST 8/3/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/28/2024 and 8/17/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 21, 2024 - July 27, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 21, 2024 - July 27, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 21, 2024 - July 27, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/21/2024 and 11:59 pm PST 7/27/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/21/2024 and 8/10/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 14, 2024 - July 20, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 14, 2024 - July 20, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 14, 2024 - July 20, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/14/2024 and 11:59 pm PST 7/20/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/14/2024 and 8/3/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 7, 2024 - July 13, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 7, 2024 - July 13, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 7, 2024 - July 13, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/7/2024 and 11:59 pm PST 7/13/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/7/2024 and 7/27/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 30, 2024 - July 6, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 30, 2024 - July 6, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 30, 2024 - July 6, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $888 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/30/2024 and 11:59 pm PST 7/6/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/30/2024 and 7/20/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 23, 2024 - June 29, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 23, 2024 - June 29, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 23, 2024 - June 29, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/23/2024 and 11:59 pm PST 6/29/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/23/2024 and 7/13/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 16, 2024 - June 22, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 16, 2024 - June 22, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 16, 2024 - June 22, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $555  for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/16/2024 and 11:59 pm PST 6/22/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/16/2024 and 7/6/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 9, 2024 - June 15, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 9, 2024 - June 15, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 9, 2024 - June 15, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $425  for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/9/2024 and 11:59 pm PST 6/15/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/9/2024 and 6/29/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

The Reward

Active account holders of both GoHenry and Acorns Accounts who make two successful GoHenry Referees via their personal invitation referral link during the promotion period as explained below will receive a one-time $400 bonus investment by Acorns into their Acorns Invest Account (the “Acorns Referral Reward”). This promotion is supplemental to the ongoing promotion of a $50 deposit per successful GoHenry referral into an active account holder’s GoHenry Account (the “GoHenry Referral Reward”).  The following Terms and Conditions apply and participants are subject to the GoHenry US Website and App Terms and Conditions, Card Holder Terms, Referral Reward Program, and  Privacy Policy, and the Acorns Terms of Use and Privacy Policy. 

This offer is time limited and available only to existing customers of GoHenry, Inc. and Acorns Grow, Inc. who (i) have both an Active GoHenry Account and Active Acorns Account (the “Referrer”); and (ii) have not exceeded 8 GoHenry Referral Rewards in the 2024 calendar year. For purposes of this promotion, an Active account holder is one whose account is current and in good standing, and has activated at least one Children’s GoHenry Account and Card. Only one Referrer per household/physical address is permitted. 

To make a successful Referral and qualify for the Acorns Referral Reward, the following processes must be completed:

1. The Referrer must have 2 friends successfully complete the sign up process for a new GoHenry Account via the Referrer’s personal invitation referral link between 00:01 PST on June 9th, 2024 and  23:59 PST on June 15th 2024 (the “Referrals”).  The personal invitation referral link can be found in the email sent to you detailing the Referral offer. 

2. On or before 23:59 PST on June 29th 2024, both Referees must: (A) activate their GoHenry Account by depositing a minimum of $10 USD into the Account, and (B) activate at least one Children’s Account and Card (“Activation”).

3. All two Referees must keep their GoHenry Account open and active for a minimum of 60 days after completing steps 1 and 2. (the “Activated Account Period”)  

Provided that all requirements are satisfied, the Acorns Referral Reward will be deposited to the Referrer’s Acorns Account within 70 days after the last Referee completes Activation.

Referee may not be an existing customer of GoHenry, Inc., may not live at the same physical address as the Referrer, and must meet the requirements set forth in the GoHenry Card Holder Terms, including, but not limited to, that the Referee be a genuine person over the age of majority in their state of residence, a legal US resident, and meet the security requirements.  GoHenry reserves the right to deny an account in accordance with applicable law, rule, or regulation. In such instances, the Referee will be unable to open a GoHenry account and will not qualify for the refer a friend offer.  

The Referrer may refer only one friend from any given household/physical address, any additional Referrals from the same household/physical address will not qualify for this offer. Referees must keep their GoHenry Account open and active for 1 month after receipt of the Referral Reward. If a Referee closes their new GoHenry Account within 1 month of the Referee Reward being issued, the Referee Reward will not be returned with the account liquidation. 

This promotion is run in conjunction with the GoHenry Referral Reward Program, pursuant to the terms and conditions set forth therein. For the avoidance of any doubt Referrers who have made over 8F successful referrals this calendar year prior to the start of this promotion do not qualify to participate in this promotion.

GoHenry will always use and keep personal identifiable information in accordance with its privacy policy which can be found at https://www.gohenry.com/us/terms-and-conditions/privacy-policy/.

This promotion is not open to employees or associates of GoHenry, Inc. or Acorns Grow, Incorporated. In addition, affiliate companies are not allowed to promote this offer through their affiliate networks. 

We reserve the right to void/reverse any Referral Reward, and to close any Referral Account, in the event a Referrer or Referral knowingly breaches these terms and conditions. 

This promotion may be varied or withdrawn at any time in whole or in part without prior notice and is subject to availability and our Fair Use policy. We reserve the right to withdraw or disable this promotion for any active GoHenry and/or Acorns Account holder at any time with or without notice at our sole discretion. Participation in this promotion constitutes acceptance of these terms and conditions and the privacy policies and other terms and conditions as set forth herein.. 

The Promoters are Acorns Grow, Inc. and GoHenry Inc., 5300 California Avenue, Irvine, CA 92617 USA.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 2, 2024 - June 8, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 2, 2024 - June 8, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 2, 2024 - June 8, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $1,100  for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/2/2024 and 11:59 pm PST 6/8/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/2/2024 and 6/22/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2024 - June 1, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 26, 2024 - June 1, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2024 - June 1, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2024 and 11:59 pm PST 6/1/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2024 and 6/15/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

 

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2024 - May 25, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 19, 2024 - May 25, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2024 - May 25, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $425 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2024 and 11:59 pm PST 5/25/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2024 and 6/8/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 12 - May 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 12 - May 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. New Acorns customers who open an account between May 12, 2024 and May 18, 2024, and who successfully complete a Recurring Investment of at least $5 a day, week, or month by May 26, 2024, will receive a $20 bonus investment by June 5, 2024. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement. 

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 12, 2024 - May 18, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2024 and 11:59 pm PST 5/18/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2024 and 6/1/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 5, 2024 - May 11, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 5, 2024 - May 11, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 5, 2024 - May 11, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $555 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2024 and 11:59 pm PST 5/11/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2024 and 5/25/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2024 - May 4, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 28, 2024 - May 4, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2024 - May 4, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $333 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2024 and 11:59 pm PST 5/4/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2024 and 5/18/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2024 - April 27, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 21, 2024 - April 27, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2024 - April 27, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $1,001 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2024 and 11:59 pm PST 4/27/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2024 and 5/11/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2024 - April 20, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 14, 2024 - April 20, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2024 - April 20, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2024 and 11:59 pm PST 4/20/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2024 and 5/4/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2024 - April 13, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 7, 2024 - April 13, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2024 - April 13, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $1,111 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2024 and 11:59 pm PST 4/13/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2024 and 4/27/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2024 - April 6, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 31, 2024 - April 6, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2024 - April 6, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $333 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2024 and 11:59 pm PST 4/6/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2024 and 4/20/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2024 - March 30, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 24, 2024 - March 30, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2024 - March 30, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $1,001 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2024 and 11:59 pm PST 3/30/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2024 and 4/13/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 17, 2024 - March 23, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 17, 2024 - March 23, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 17, 2024 - March 23, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/17/2024 and 11:59 pm PST 3/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/17/2024 and 4/6/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 10, 2024 - March 16, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 10, 2024 - March 16, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 10, 2024 - March 16, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $1,314 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/10/2024 and 11:59 pm PST 3/16/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/10/2024 and 3/30/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 3, 2024 - March 9, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 3, 2024 - March 9, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 3, 2024 - March 9, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $444 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/3/2024 and 11:59 pm PST 3/9/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/3/2024 and 3/23/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 25, 2024 - March 2, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 25, 2024 - March 2, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 25, 2024 - March 2, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/25/2024 and 11:59 pm PST 3/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/25/2024 and 3/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - up to $1000 for 4 Acorns Referrals

This limited time bonus offer includes two separate bonuses for referring clients if referred friends meet certain criteria as described below.  For the initial bonus of $800, 4 friends must be new Acorns customers, must complete registration between 12:00 am PST 2/25/2024 and 11:59 pm PST 3/2/2024 (the Promotional Period), each have a verified account in good standing, they must complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/25/2024 and 3/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period.  For the additional bonus of $200, each of the 4 referred friends must set up a recurring investment into their newly opened Acorns Invest account, maintain that recurring investment for the duration of the Qualification Period, and successfully complete one recurring investment into their Acorns Invest Account.  Bonuses will be invested, separately if the referring client meets the eligibility for each bonus in this promotion, within 30 days once Acorns verifies all eligibility criteria have been met.  If the referring client is eligible, Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Each referring client is limited to one $800 bonus and one $200 bonus during this promotion. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 18, 2024 - February 24, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 18, 2024 - February 24, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 18, 2024 - February 24, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $1,300 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/18/2024 and 11:59 pm PST 2/24/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/18/2024 and 3/9/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 11, 2024 - February 17, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 11, 2024 - February 17, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 11, 2024 - February 17, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $456 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/11/2024 and 11:59 pm PST 2/17/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/11/2024 and 3/2/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 4, 2024 - February 10, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 4, 2024 - February 10, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 4, 2024 - February 10, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/4/2024 and 11:59 pm PST 2/10/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/4/2024 and 2/24/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 28, 2024 - February 3, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 28, 2024 - February 3, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 28, 2024 - February 3, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2024 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/28/2024 and 11:59 pm PST 2/3/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/28/2024 and 2/17/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 21, 2024 - January 27, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 21, 2024 - January 27, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 21, 2024 - January 27, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2024 Referral Bonus - $1,111 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/21/2024 and 11:59pm PST 1/27/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/21/2024 and 2/10/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 14, 2024 - January 20, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 14, 2024 - January 20, 2024) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 14, 2024 - January 20, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

January 2024 Referral Bonus - $315 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/14/2024 and 11:59pm PST 1/20/2024 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/14/2024 and 2/3/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 7, 2024 - January 13, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 7, 2024 - January 13, 2024) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 7, 2024 - January 13, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

January 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/7/2024 and 11:59pm PST 1/13/2024 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/7/2024 and 1/27/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 31, 2023 - January 6, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 31, 2023 - January 6, 2024) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 31, 2023 - January 6, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

January 2024 Referral Bonus - $366 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/31/2023 and 11:59pm PST 1/6/2024 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/31/2023 and 1/20/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 24 - December 30, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 24 - December 30, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 24 - December 30, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/24/2023 and 11:59pm PST 12/30/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/24/2023 and 1/13/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 17 - December 23, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 17 - December 23, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 17 - December 23, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $444 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/17/2023 and 11:59pm PST 12/23/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/17/2023 and 1/6/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 10 - December 16, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 10 - December 16, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 10 - December 16, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/10/2023 and 11:59pm PST 12/16/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/10/2023 and 12/30/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 3 - December 9, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 3 - December 9, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 3 - December 9, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/3/2023 and 11:59pm PST 12/9/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/3/2023 and 12/23/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 26 - December 2, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 26 - December 2, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 26 - December 2, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $725 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/26/2023 and 11:59pm PST 12/2/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/26/2023 and 12/16/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - up to $1000 for 3 Acorns Referrals

This limited time bonus offer includes two separate bonuses for referring clients if referred friends meet certain criteria as described below.  For the initial bonus of $725, 3 friends must be a new Acorns customers, must complete registration between 12:00 am PST 11/26/2023 and 11:59 pm PST 12/2/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/26/2023 and 12/16/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period.  For the additional bonus of $275, each of the 3 referred friends must set up a recurring investment into their newly opened Acorns Invest account, maintain that recurring investment for the duration of the Qualification Period, and successfully complete one recurring investment into their Acorns Invest Account.  Bonuses will be invested, separately if the referring client meets the eligibility for each bonus in this promotion, within 30 days once Acorns verifies all eligibility criteria have been met.  If the referring client is eligible Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Each referring client is limited to one $725 bonus and one $275 bonus during this promotion. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 19 - November 25, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 19 - November 25, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 19 - November 25, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $999 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/19/2023 and 11:59pm PST 11/25/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/19/2023 and 12/9/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 12 - November 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 12 - November 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 12 - November 18, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $315 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/12/2023 and 11:59pm PST 11/18/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/12/2023 and 12/2/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 5 - November 11, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 5 - November 11, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 5 - November 11, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $1,111 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/5/2023 and 11:59pm PST 11/11/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/5/2023 and 11/25/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 29 - November 4, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 29 - November 4, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 29 - November 4, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $325 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/29/2023 and 11:59pm PST 11/4/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/29/2023 and 11/18/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 22 - October 28, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 22 - October 28, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 22 - October 28, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/22/2023 and 11:59pm PST 10/28/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/22/2023 and 11/11/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 15 - October 21, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 15 - October 21, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 15 - October 21, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/15/2023 and 11:59pm PST 10/21/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/15/2023 and 11/4/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 8 - October 14, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 8 - October 14, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 8 - October 14, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/8/2023 and 11:59pm PST 10/14/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/8/2023 and 10/28/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 1 - October 7, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 1 - October 7, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 1 - October 7, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/1/2023 and 11:59pm PST 10/7/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/1/2023 and 10/21/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 24 - September 30, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 24 - September 30, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 24 - September 30, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Mystery Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/24/2023 and 11:59pm PST 9/30/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/24/2023 and 10/14/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 17 - September 23, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 17 - September 23, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 17 - September 23, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Referral Bonus - $925 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/17/2023 and 11:59pm PST 9/23/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/17/2023 and 10/7/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 10 - September 16, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 10 - September 16, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 10 - September 16, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Referral Bonus - $325 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/10/2023 and 11:59pm PST 9/16/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/10/2023 and 9/30/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 3 - September 9, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 3 - September 9, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 3 - September 9, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Referral Bonus - $905 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/3/2023 and 11:59pm PST 9/9/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 9/3/2023 and 9/23/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 27 - September 2, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 27 - September 2, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 27 - September 2, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Referral Bonus - $400 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/27/2023 and 11:59pm PST 9/2/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/27/2023 and 9/16/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 20 - August 26, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 20 - August 26, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 20 - August 26, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Referral Bonus - $1,200 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/20/2023 and 11:59pm PST 8/26/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/20/2023 and 9/9/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 13 - August 19, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 13 - August 19, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 13 - August 19, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Mystery Referral Bonus - $700 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/13/2023 and 11:59pm PST 8/19/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/13/2023 and 9/2/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 6 - August 12, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 6 - August 12, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 6 - August 12, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Referral Bonus - $315 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/6/2023 and 11:59pm PST 8/12/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/6/2023 and 8/26/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 30 - August 5, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 30 - August 5, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 30 - August 5, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $1,100 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/30/2023 and 11:59pm PST 8/5/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 7/30/2023 and 8/19/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 23 - July 29, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 23 - July 29, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 23 - July 29, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $725 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/23/2023 and 11:59pm PST 7/29/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 7/23/2023 and 8/12/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 16 - July 22, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 16 - July 22, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 16 - July 22, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/16/2023 and 11:59pm PST 7/22/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 7/16/2023 and 8/5/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 9 - July 15, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 9 - July 15, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 9 - July 15, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $1,200 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/9/2023 and 11:59pm PST 7/15/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 7/9/2023 and 7/29/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 2 - July 8, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 2 - July 8, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 2 - July 8, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $325 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/2/2023 and 11:59pm PST 7/8/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 7/2/2023 and 7/22/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 25 - July 1, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 25 - July 1, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 25 - July 1, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $925 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/25/2023 and 11:59pm PST 7/1/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/25/2023 and 7/15/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 18 - June 24, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 18 - June 24, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 18 - June 24, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $700 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/18/2023 and 11:59pm PST 6/24/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/18/2023 and 7/8/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 11 - June 17, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 11 - June 17, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 11 - June 17, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $450 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/11/2023 and 11:59pm PST 6/17/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/11/2023 and 7/1/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 4 - June 10, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 4 - June 10, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 4 - June 10, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $1,100 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/4/2023 and 11:59pm PST 6/10/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/4/2023 and 6/24/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 28 - June 3, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 28 - June 3, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 28 - June 3, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $600 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/28/2023 and 11:59pm PST 6/3/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/28/2023 and 6/17/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 21 - May 27, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 21 - May 27, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 21 - May 27, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $350 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/21/2023 and 11:59pm PST 5/27/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/21/2023 and 6/10/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 14 - May 20, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 14 - May 20, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 14 - May 20, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/14/2023 and 11:59pm PST 5/20/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/14/2023 and 6/3/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 7 - May 13, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 7 - May 13, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 7 - May 13, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $950 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/7/2023 and 11:59pm PST 5/13/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/7/2023 and 5/27/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 30 - May 6, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 30 - May 6, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 30 - May 6, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $925 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/30/2023 and 11:59pm PST 5/6/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/30/2023 and 5/20/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 23 - April 29, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 23 - April 29, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 23 - April 29, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/23/2023 and 11:59pm PST 4/29/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/23/2023 and 5/13/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 16 - April 22, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 16 - April 22, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 16 - April 22, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $700 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/16/2023 and 11:59pm PST 4/22/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/16/2023 and 5/6/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 9 - April 15, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 9 - April 15, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 9 - April 15, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $925 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/9/2023 and 11:59pm PST 4/15/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/9/2023 and 4/29/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 2 - April 8, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 2 - April 8, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 2 - April 8, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/2/2023 and 11:59pm PST 4/8/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/2/2023 and 4/22/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 26 - April 1, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 26 - April 1, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 26 - April 1, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $825 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/26/2023 and 11:59pm PST 4/1/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/26/2023 and 4/15/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 19 - March 25, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 19 - March 25, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 19 - March 25, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $900 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/19/2023 and 11:59pm PST 3/25/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/19/2023 and 4/8/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 12 - March 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 12 - March 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 12 - March 18, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $700 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/12/2023 and 11:59pm PST 3/18/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/12/2023 and 4/1/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 5 - March 11, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 5 - March 11, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 5 - March 11, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $425 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/5/2023 and 11:59pm PST 3/11/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/5/2023 and 3/25/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 26 - March 4, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 26 - March 4, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 26 - March 4, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

February 2023 Referral Bonus - $800 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/26/2023 and 11:59pm PST 3/4/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 2/26/2023 and 3/18/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 19 - February 25, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 19 - February 25, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 19 - February 25, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

February 2023 Referral Bonus - $500 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/19/2023 and 11:59pm PST 2/25/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 2/19/2023 and 3/11/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 12 - February 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 12 - February 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 12 - February 18, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

February 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/12/2023 and 11:59pm PST 2/18/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 2/12/2023 and 3/4/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 5 - February 11, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 5 - February 11, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a first time Acorns subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 5 - February 11, 2023) when they sign up for a new Acorns subscription; (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns, we can waive these requirements. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 29 - February 4, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 29 - February 4, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 29 - February 4, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns, we can waive these requirements. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 22 - January 28, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 22 - January 28, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 22 - January 28, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2023 Referral Bonus - $500 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 1/22/2023 and 11:59pm PST 1/28/2023 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/11/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 15 - January 21, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 15 - January 21, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 15 - January 21, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2023 Referral Bonus - $325 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 1/15/2023 and 11:59pm PST 1/21/2023 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/4/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 8 - January 14, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 8 - January 14, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 8 - January 14, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2023 Referral Bonus - $1,000 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 1/8/2023 and 11:59pm PST 1/14/2023 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/28/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 1 - January 7, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 1 - January 7, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 1 - January 7, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2023 Referral Bonus - $700 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 1/1/2023 and 11:59pm PST 1/7/2023 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/21/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 25 - December 31, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 25 - December 31, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 25 - December 31, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

December 2022 Referral Bonus - $900 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 12/25/2022 and 11:59pm PST 12/31/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/14/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 18 - December 24, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 18 - December 24, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 18 - December 24, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

December 2022 Referral Bonus - $400 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 12/18/2022 and 11:59pm PST 12/24/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/7/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 11 - December 17, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 11 - December 17, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 11 - December 17, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

December 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 12/11/2022 and 11:59pm PST 12/17/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/31/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 4 - December 10, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 4 - December 10, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 4 - December 10, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

December 2022 Referral Bonus - $1,000 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 12/4/2022 and 11:59pm PST 12/10/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/24/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 27 - December 3, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 27 - December 3, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 27 - December 3, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

November 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 11/27/2022 and 11:59pm PST 12/3/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/17/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 20 - November 26, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 20 - November 26, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 20 - November 26, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

November 2022 Referral Bonus - $700 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 11/20/2022 and 11:59pm PST 11/26/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/10/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 13 - November 19, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 13 - November 19, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 13 - November 19, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

November 2022 Referral Bonus - $200 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 11/13/2022 and 11:59pm PST 11/19/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/3/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 6 - November 12, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 6 - November 12, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 6 - November 12, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

November  2022 Referral Bonus - $500 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 11/6/2022 and 11:59pm PST 11/12/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 11/26/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 30 - November 5, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 30 - November 5, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 30 - November 5, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

November 2022 Referral Bonus - $900 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 10/30/2022 and 11:59pm PST 11/5/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 11/19/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 23 - October 29, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 23 - October 29, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 23 - October 29, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

October 2022 Referral Bonus - $350 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 10/23/2022 and 11:59pm PST 10/29/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 11/12/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 16 - October 22, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 16 - October 22, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 16 - October 22, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

October 2022 Referral Bonus - $1,100 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 10/16/2022 and 11:59pm PST 10/22/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 11/5/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 9 - October 15, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 9 - October 15, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 9 - October 15, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

October 2022 Mystery Referral Bonus - $650 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 10/9/2022 and 11:59pm PST 10/15/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 10/29/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 2 - October 8, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 2 - October 8, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 2 - October 8, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

October 2022 Referral Bonus - $375 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 10/2/2022 and 11:59pm PST 10/8/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 10/22/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 25 - October 1, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 25 - October 1, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 25 - October 1, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

September 2022 Referral Bonus - $700 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 9/25/2022 and 11:59pm PST 10/1/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 10/15/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 18 - September 24, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 18 - September 24, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 18 - September 24, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

September 2022 Referral Bonus - $1,200 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 9/18/2022 and 11:59pm PST 9/24/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 10/8/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 11 - September 17, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 11 - September 17, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 11 - September 17, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

September 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 9/11/2022 and 11:59pm PST 9/17/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 10/1/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 4 - September 10, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 4 - September 10, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 4 - September 10, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

September 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 9/4/2022 and 11:59pm PST 9/10/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 9/24/2022. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 28 - September 3, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 28 - September 3, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 28 - September 3, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

August 2022 Referral Bonus - $350 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 8/28/2022 and 11:59pm PST 9/3/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 9/17/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 21 - August 27, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 21 - August 27, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 21 - August 27, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

August 2022 Referral Bonus - $800 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 8/21/2022 and 11:59pm PST 8/27/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 9/10/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $50 and Give $50

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 16 - August 20, 2022) in accordance with the eligibility criteria below, you will receive a $50 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 16 - August 20, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will receive a $50 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement. Limit $1,000 in bonuses per Referrer.

Eligibility

You are eligible to receive this reward each time a new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 16 - August 20, 2022). Friends must complete registration between 10:00am PST 8/16/2022 and 11:59pm PST 8/20/2022 (the Promotional Period) and each have a verified account in good standing and completes an initial $5 investment into an Acorns Invest Account from a linked bank account funding source by 9/3/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 14 - August 20, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 14 - August 20, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 14 - August 20, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 7 - August 13, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 7 - August 13, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 7 - August 13, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

August 2022 Referral Bonus - $500 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 8/7/2022 and 11:59pm PST 8/13/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 8/27/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 31 - August 6, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 31 - August 6, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 31 - August 6, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

August 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 7/31/2022 and 11:59pm PST 8/6/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 8/20/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 24 - July 30, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 24 - July 30, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 24 - July 30, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

July 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 7/24/2022 and 11:59pm PST 7/30/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 8/13/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

July 2022 Referral Bonus - $700 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 7/24/2022 and 11:59pm PST 7/30/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 8/13/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 17 - July 23, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 17 - July 23, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 17 - July 23, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $100 and Give $50

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 17 - July 23, 2022) in accordance with the eligibility criteria below, you will receive a $100 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 17 - July 23, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will receive a $50 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement. Limit $600 in bonuses per Referrer.

Eligibility

You are eligible to receive this reward each time a new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 17 - July 23, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $100 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 17 - July 23, 2022) in accordance with the eligibility criteria below, you will receive a $100 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 17 - July 23, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement. Limit $600 in bonuses per Referrer.

Eligibility

You are eligible to receive this reward each time a new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 17 - July 23, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

July 2022 Referral Bonus - $400 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 7/17/2022 and 11:59pm PST 7/23/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 8/6/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get annual membership of Tripadvisor Plus 

The Reward

When a new Acorns subscriber sets up an Acorns Invest account using your personal invitation code, or referral link that you shared with them, during the promotional period (July 10 - July 16, 2022) in accordance with the eligibility criteria below, you will receive a free year of Tripadvisor Plus. Terms apply. 

Eligibility

You are eligible to receive this reward when a new subscriber uses your personal invitation code, or referral link that you shared with them, during the promotional period (July 10 - July 16, 2022) when they sign up for a new Acorns subscription. Limit one Tripadvisor Plus bonus per Referrer. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is distributed. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing rewards. Valid through 7/23/22. You will receive a free year of Tripadvisor Plus with offer code, then your membership will renew annually until canceled at the then-current price, charged to your payment method on file. Cancel auto-renewal any time by signing into your Tripadvisor account. Terms apply. See Tripadvisor site for more details.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 10 - July 16, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 10 - July 16, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 10 - July 16, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

July 2022 Referral Bonus - $700 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 7/10/2022 and 11:59pm PST 7/16/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 7/30/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get 3 months Grubhub+ and Give 3 months Grubhub+

The Reward

When a new Acorns subscriber sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 3 - July 9, 2022) in accordance with the eligibility criteria below, you will receive 3 free months of Grubhub+. Each new eligible Acorns subscriber referred by you during the promotional period (July 3 - July 9, 2022) who completes the set up of their Acorns Invest account and verifies their account within the Promotional Period will also receive 3 free months of Grubhub+. Limit one Grubhub+ bonus per person. Grubhub+ $0 delivery fees are applicable on orders with a subtotal of $12+ (before tax, tip, and fees) from Grubhub+ eligible restaurants only. Additional fees (including service fees) may apply and vary on orders. Free 3 month or 90 day trial available for 90 days from date trial is initiated. Grubhub+ is an automatically renewing membership service requiring recurring payments. After your free trial ends, your free trial will convert to a paid Grubhub+ membership and Grubhub will automatically charge you each month at the then-current rate (currently $9.99) plus applicable tax until you cancel. Subject to restaurant and delivery availability. Grubhub reserves the right to change whether a restaurant is eligible for Grubhub+ at any time with or without notice to members. See Grubhub+ cancellation and refund policy and full terms at https://lp.grubhub.com/legal/plus/. To the maximum extent permitted by law, Grubhub reserves the right to cancel, suspend and/or modify any aspect of or the entirety of this offer, for any reason at any time, with or without notice, including, without limitation, if any fraud or technical failure impairs the integrity or proper functioning of the offer. Offer cannot be combined with other free trial offers.

Eligibility

You are eligible to receive this reward when a new subscriber uses your personal invitation code or referral link that you shared with them during the promotional period (July 3 - July 9, 2022) when they sign up for a new Acorns subscription. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is distributed. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing rewards. Customers who are existing Grubhub+ members or who previously participated in Grubhub+ are not eligible (as determined by Grubhub). Qualifying Existing Customers and New Customers will receive an email confirmation from Acorns that they may redeem the Grubhub+ offer. Qualifying Existing Customers and New Customers may redeem the Grubhub+ offer by signing up at https://grubhub.com/partner/acorns no later than 8/31/2022 at 11:59 PM PT. Maximum one free Grubhub+ trial for each Existing Customer and New Customer. This offer is available in the United States only (not available in Puerto Rico or the U.S. Virgin Islands). 

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 3 - July 9, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 3 - July 9, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 3 - July 9, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

July 2022 Referral Bonus - $1,000 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 7/3/2022 and 11:59pm PST 7/9/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 7/23/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get 3 months Grubhub+ and Give 3 months Grubhub+

The Reward

When a new Acorns subscriber sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 26 - July 2, 2022) in accordance with the eligibility criteria below, you will receive 3 free months of Grubhub+. Each new eligible Acorns subscriber referred by you during the promotional period (June 26 - July 2, 2022) who completes the set up of their Acorns Invest account and verifies their account within the Promotional Period will also receive 3 free months of Grubhub+. Limit one Grubhub+ bonus per person. Grubhub+ $0 delivery fees are applicable on orders with a subtotal of $12+ (before tax, tip, and fees) from Grubhub+ eligible restaurants only. Additional fees (including service fees) may apply and vary on orders. Free 3 month or 90 day trial available for 90 days from date trial is initiated. Grubhub+ is an automatically renewing membership service requiring recurring payments. After your free trial ends, your free trial will convert to a paid Grubhub+ membership and Grubhub will automatically charge you each month at the then-current rate (currently $9.99) plus applicable tax until you cancel. Subject to restaurant and delivery availability. Grubhub reserves the right to change whether a restaurant is eligible for Grubhub+ at any time with or without notice to members. See Grubhub+ cancellation and refund policy and full terms at https://lp.grubhub.com/legal/plus/. To the maximum extent permitted by law, Grubhub reserves the right to cancel, suspend and/or modify any aspect of or the entirety of this offer, for any reason at any time, with or without notice, including, without limitation, if any fraud or technical failure impairs the integrity or proper functioning of the offer. Offer cannot be combined with other free trial offers.

Eligibility

You are eligible to receive this reward when a new subscriber uses your personal invitation code or referral link that you shared with them during the promotional period (June 26 - July 2, 2022) when they sign up for a new Acorns subscription. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is distributed. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing rewards. Customers who are existing Grubhub+ members or who previously participated in Grubhub+ are not eligible (as determined by Grubhub). Qualifying Existing Customers and New Customers will receive an email confirmation from Acorns that they may redeem the Grubhub+ offer. Qualifying Existing Customers and New Customers may redeem the Grubhub+ offer by signing up at https://grubhub.com/partner/acorns no later than 8/31/2022 at 11:59 PM PT. Maximum one free Grubhub+ trial for each Existing Customer and New Customer. This offer is available in the United States only (not available in Puerto Rico or the U.S. Virgin Islands). 

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 26 - July 2, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 26 - July 2, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 26 - July 2, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

June 2022 Referral Bonus - $500 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 6/26/2022 and 11:59pm PST 7/2/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 7/16/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 19 - June 25, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 19 - June 25, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 19 - June 25, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

June 2022 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 6/19/2022 and 11:59pm PST 6/25/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 7/9/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

June 2022 Referral Bonus - $1,200 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 6/19/2022 and 11:59pm PST 6/25/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 7/9/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 12 - June 18, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 12 - June 18, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 12 - June 18, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

June 2022 Referral Bonus - $1,000 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 6/12/2022 and 11:59pm PST 6/18/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 7/2/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

June 2022 Referral Bonus - $900 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 6/12/2022 and 11:59pm PST 6/18/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 7/2/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 5 - June 11, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 5 - June 11, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 5 - June 11, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $50 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 5 - June 11, 2022) in accordance with the eligibility criteria below, you will receive a $50 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 5 - June 11, 2022) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement. Limit $1,000 in bonuses per Referrer.

Eligibility

You are eligible to receive this reward each time a new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 5 - June 11, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

June 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 6/5/2022 and 11:59pm PST 6/11/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 6/25/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 29 - June 4, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 29 - June 4, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 29 - June 4, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (May 29 - June 4, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

May 2022 Referral Bonus - $350 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 5/29/2022 and 11:59pm PST 6/4/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 6/18/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

May 2022 Referral Bonus - $200 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 5/29/2022 and 11:59pm PST 6/4/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 6/18/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 22 - May 28, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 22 - May 28, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 22 - May 28, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (May 22 - May 28, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

May 2022 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 5/22/2022 and 11:59pm PST 5/28/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 6/11/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

May 2022 Referral Bonus - $600 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 5/22/2022 and 11:59pm PST 5/28/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 6/11/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 15 - May 21, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 15 - May 21, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 15 - May 21, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (May 15 - May 21, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

May 2022 Referral Bonus - $500 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 5/15/2022 and 11:59pm PST 5/21/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 6/4/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 8 - May 14, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 8 - May 14, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 8 - May 14, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (May 8 - May 14, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

May 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 5/8/2022 and 11:59pm PST 5/14/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 5/28/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 1 - May 7, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 1 - May 7, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 1 - May 7, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (May 1 - May 7, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

May 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 5/1/2022 and 11:59pm PST 5/7/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 5/21/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 24 - April 30, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 24 - April 30, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 24 - April 30, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (April 24 - April 30, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

April 2022 Referral Bonus - $400 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 4/24/2022 and 11:59pm PST 4/30/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 5/14/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

April 2022 Referral Bonus - $500 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 4/24/2022 and 11:59pm PST 4/30/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 5/14/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 17 - April 23, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 17 - April 23, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 17 - April 23, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (April 17 - April 23, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

April 2022 Referral Bonus - $800 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 4/17/2022 and 11:59pm PST 4/23/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 5/7/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 10 - April 16, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 10 - April 16, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 10 - April 16, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (April 10 - April 16, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

April 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 4/10/2022 and 11:59pm PST 4/16/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 4/30/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

April 2022 Referral Bonus - $575 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 4/10/2022 and 11:59pm PST 4/16/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 4/30/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 3 - April 9, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 3 - April 9, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 3 - April 9, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (April 3 - April 9, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

April 2022 Referral Bonus - $700 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 4/3/2022 and 11:59pm PST 4/9/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 4/23/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 27 - April 2, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 27 - April 2, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 27 - April 2, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (March 27 - April 2, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

March 2022 Referral Bonus - $900 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 3/27/2022 and 11:59pm PST 4/2/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 4/16/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

March 2022 Referral Bonus - $1,000 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 3/27/2022 and 11:59pm PST 4/2/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 4/16/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 20 - March 26, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 20 - March 26, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 20 - March 26, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (March 20 - March 26, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

March 2022 Referral Bonus - $600 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 3/20/2022 and 11:59pm PST 3/26/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 4/9/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 13 - March 19, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 13 - March 19, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 13 - March 19, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (March 13 - March 19, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

March 2022 Referral Bonus - $500 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 3/13/2022 and 11:59pm PST 3/19/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 4/2/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 13 - March 19, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 13 - March 19, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $10 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 13 - March 19, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (March 13 - March 19, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 6 - March 12, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 6 - March 12, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 6 - March 12, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (March 6 - March 12, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

March 2022 Referral Bonus - $900 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 3/6/2022 and 11:59pm PST 3/12/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 3/26/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 27 - March 5, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 27 - March 5, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 27 - March 5, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (February 27 - March 5, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

March 2022 Referral Bonus - $700 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 2/27/2022 and 11:59pm PST 3/5/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 3/19/2022. Bonuses will be invested within 14 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 20 - February 26, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 20 - February 26, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 20 - February 26, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (February 20 - February 26, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

February 2022 Referral Bonus - $1,000 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 2/20/2022 and 11:59pm PST 2/26/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 3/12/2022. Bonuses will be invested within 14 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 13 - February 19, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 13 - February 19, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 13 - February 19, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (February 13 - February 19, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

February 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 2/13/2022 and 11:59pm PST 2/19/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 3/5/2022. Bonuses will be invested within 14 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 6 - February 12, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 6 - February 12, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 6 - February 12, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (February 6 - February 12, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

February 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 2/6/2022 and 11:59pm PST 2/12/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/26/2022. Bonuses will be invested within 14 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

February 2022 Referral Bonus - $700 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 2/6/2022 and 11:59pm PST 2/12/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/26/2022. Bonuses will be invested within 14 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 30 - February 5, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 30 - February 5, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 30 - February 5, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (January 30 - February 5, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

February 2022 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 1/30/2022 and 11:59pm PST 2/5/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/19/2022. Bonuses will be invested within 14 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 23 - January 29, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 23 - January 29, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 23 - January 29, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (January 23 - January 29, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $300 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 1/23/2022 and 11:59pm PST 1/29/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/12/2022. Bonuses will be invested within 14 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 16 - January 22, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 16 - January 22, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 16 - January 22, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (January 16 - January 22, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $600 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 1/16/2022 and 11:59pm PST 1/22/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/5/2022. Bonuses will be invested within 14 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 14 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 9 - January 15, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 9 - January 15, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 9 - January 15, 2022) when they sign up for a new Acorns subscription and(2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (January 9 - January 15, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $600 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 1/9/2022 and 11:59pm PST 1/15/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/29/2022. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 7 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 1 - January 8, 2022) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 1 - January 8, 2022) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 1 - January 8, 2022) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (January 1 - January 8, 2022). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2022 Referral Bonus - $1,000 for 8 Acorns Referral

Friends must complete registration between 12:00am PST 1/1/2022 and 11:59pm PST 1/8/2022 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/22/2022. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 26 - December 31, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 26 - December 31, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 26 - December 31, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (December 26 - December 31, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $600 for 7 Acorns Referral

Friends must complete registration between 12:00am PST 12/26/2021 and 11:59pm PST 12/31/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/14/2022. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 19 - December 25, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 19 - December 25, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 19 - December 25, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (December 19 - December 25, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) in accordance with the eligibility criteria below, you will receive a $20 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 24 - December 31, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $20 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (November 24 - December 31, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $500 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 12/19/2021 and 11:59pm PST 12/25/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/8/2022. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 12 - December 18, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 12 - December 18, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 12 - December 18, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (December 12 - December 18, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) in accordance with the eligibility criteria below, you will receive a $20 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 24 - December 31, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $20 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (November 24 - December 31, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $600 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 12/12/2021 and 11:59pm PST 12/18/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 1/1/2022. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 5 - December 11, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 5 - December 11, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 5 - December 11, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (December 5 - December 11, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) in accordance with the eligibility criteria below, you will receive a $20 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 24 - December 31, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $20 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (November 24 - December 31, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $100 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 12/5/2021 and 11:59pm PST 12/11/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/25/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

December 2021 Referral Bonus - $200 for 4 Acorns Referral

Friends must complete registration between 12:00am PST 12/5/2021 and 11:59pm PST 12/11/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/25/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $20 (Money Pie)

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) in accordance with the eligibility criteria below, you will receive a $20 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 24 - December 31, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $20 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 24 - December 31, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (November 24 - December 31, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 21 - November 27, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 21 - November 27, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 21 - November 27, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (November 21 - November 27, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

November 2021 Referral Bonus - $600 for 5 Acorns Referral

Friends must complete registration between 12:00am PST 11/21/2021 and 11:59pm PST 11/27/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/11/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

November 2021 Referral Bonus - $600 for 6 Acorns Referral

Friends must complete registration between 12:00am PST 11/21/2021 and 11:59pm PST 11/27/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 12/11/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 7 - November 13, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 7 - November 13, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 7 - November 13, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (November 7 - November 13, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

November 2021 Referral Bonus - $300 for 2 Acorns Referral

Friends must sign up between 12:00am PST 11/07/2021 and 11:59pm PST 11/13/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 11/13/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 31 - November 6, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 31 - November 6, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 31 - November 6, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (October 31 - November 6, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have an active Invest account, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 24 - October 30, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 24 - October 30, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 24 - October 30, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (October 24 - October 30, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have an active Invest account, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 17 - October 23, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 17 - October 23, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 17 - October 23, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (October 17 - October 23, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have an active Invest account, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 10 - October 16, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 10 - October 16, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 10 - October 16, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (October 10 - October 16, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have an active Invest account, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 3 - October 9, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 3 - October 9, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 3 - October 9, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (October 3 - October 9, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have an active Invest account, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 26 - October 2, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 26 - October 2, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 26 - October 2, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (September 26 - October 2, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have an active Invest account, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 19 - September 25, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 19 - September 25, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 19 - September 25, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (September 19 - September 25, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have an active Invest account, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 12 - September 18, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 12 - September 18, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 12 - September 18, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (September 12 - September 18, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. 

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 5 - September 11, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 5 - September 11, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 5 - September 11, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (September 5 - September 11, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. 

Important Risk Disclosures and Additional Information

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 29 - September 4, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 29 - September 4, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 29 - September 4, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (August 29 - September 4, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. 

Important Disclosures and Additional Information

September 2021 Referral Bonus - $500 for 3 Acorns Referral

Friends must sign up between 12:00am PST 08/29/2021 and 11:59pm PST 09/04/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 09/04/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 15 - August 21, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 15 - August 21, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 15 - August 21, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (August 15 - August 21, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. 

Important Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

August 2021 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must sign up between 12:00am PST 08/15/2021 and 11:59pm PST 08/21/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 08/21/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results.Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 8 - August 14, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 8 - August 14, 2021) who completes the set up of their Acorns Invest account and makes a first investment also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 8 - August 14, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source during the promotional period (August 8 - August 14, 2021). Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.

 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

August 2021 Referral Bonus - $50 for 1 Acorns Referral

Friends must sign up between 12:00am PST 08/08/2021 and 11:59pm PST 08/14/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 08/14/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

August 2021 Referral Bonus - $600 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 08/08/2021 and 11:59pm PST 08/14/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 08/14/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 1 - August 7, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 1 - August 7, 2021) who completes the set up of their Acorns Invest account also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 1 - August 7, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

August 2021 Referral Bonus - $500 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 08/01/2021 and 11:59pm PST 08/07/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 08/31/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 25 - July 31, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 25 - July 31, 2021) who completes the set up of their Acorns Invest account also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 25 - July 31, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

July 2021 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must sign up between 12:00am PST 07/25/2021 and 11:59pm PST 07/31/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 18 - July 24, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 18 - July 24, 2021) who completes the set up of their Acorns Invest account also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 18 - July 24, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

July 2021 Referral Bonus - $300 for 2 Acorns Referrals

Friends must sign up between 12:00am PST 07/18/2021 and 11:59pm PST 07/24/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 11 - July 17, 2021) in accordance with the eligibility criteria below, they will receive a $10 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

The new subscriber is eligible to receive this reward once they (1) use your personal invitation code or referral link that you shared with them during the promotional period (July 11 - July 17, 2021) when they sign up for a new Acorns subscription and (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Please note that the referrer will not be receiving any reward under this promotion.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

July 2021 Referral Bonus - $600 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 07/11/2021 and 11:59pm PST 07/17/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 4 - July 10, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 4 - July 10, 2021) who completes the set up of their Acorns Invest account also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 4 - July 10, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

July 2021 Referral Bonus - $1,000 for 5 Acorns Referrals

Friends must sign up between 12:00am PST 07/04/2021 and 11:59pm PST 07/10/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 07/31/2021. Bonuses will be invested within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 13 - June 19, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 13 - June 19, 2021) who completes the set up of their Acorns Invest account also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 13 - June 19, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 13 - June 19, 2021) in accordance with the eligibility criteria below, they will receive a $10 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 13 - June 19, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

June 2021 Referral Bonus - $1,000 for 4 Acorns Referrals

Friends must sign up between 12:00am PST 06/13/2021 and 11:59pm PST 06/19/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 06/30/2021. Bonuses will be invested  within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 6 - June 12, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 6 - June 12, 2021) who completes the set up of their Acorns Invest account also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 6 - June 12, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

June 2021 Referral Bonus - $300 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 06/06/2021 and 11:59pm PST 06/12/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 06/30/2021. Bonuses will be invested  within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

June 2021 Referral Bonus - $1,000 for 5 Acorns Referrals

Friends must sign up between 12:00am PST 06/06/2021 and 11:59pm PST 06/12/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 06/30/2021. Bonuses will be invested  within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Get and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 30 - June 5, 2021) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 30 - June 5, 2021) who completes the set up of their Acorns Invest account also will receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 30 - June 5, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

Acorns - Invite Friends, Give $10

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 30 - June 5, 2021) in accordance with the eligibility criteria below, they will receive a $10 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 30 - June 5, 2021) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.
 
Important Disclosures and Additional Information

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2021 Acorns and/or its affiliates.

June 2021 Referral Bonus - $300 for 3 Acorns Referrals

Friends must sign up between 12:00am PST 05/30/2021 and 11:59pm PST 06/05/2021 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 06/30/2021. Bonuses will be invested  within 7 business days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 5 business days from when  your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period.

This promotion is a limited time offer. Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’s fees before investing. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see