The Fine Print of Acorns
Acorns Referral Promotion Terms
By participating in the Acorns Referral Program you are agreeing to the Acorns Referral Agreement. All terms used but not otherwise defined herein have the same meaning as in the Acorns Referral Agreement and/or the Program Agreement. The Acorns Referral Program consists of limited-time promotional offerings (each, a “Referral Promotion”). Please review the offerings below to see which promotions are available to you under the Acorns Referral Program at the time you make referrals.
By participating in the Acorns Referral Program you are agreeing to the Acorns Referral Agreement. All terms used but not otherwise defined herein have the same meaning as in the Acorns Referral Agreement and/or the Program Agreement. The Acorns Referral Program consists of limited-time promotional offerings (each, a “Referral Promotion”). Please review the offerings below to see which promotions are available to you under the Acorns Referral Program at the time you make referrals.
Acorns Advisers, LLC’s (“Acorns”) Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.
Definitions
Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion.
Potential New Client means an individual (i) who uses a custom referral link generated by Acorns or its affiliates and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.
Referral means an invitation by a Referring Client to a Potential New Client to become an Acorns User and open an Acorns Invest Account, which may be done only using the custom referral link(s) generated by Acorns or its affiliates within the Acorns Application.
Referred Client means a Potential New Client who has (i) entered into the Program Agreement, including all relevant Supplements thereto; and (ii) been accepted (and not rejected) by Acorns Grow as an Acorns User and Acorns Advisers as an Acorns Invest Accountholder.
Referring Client means an Acorns User with an open and active Acorns Invest Account in Good Standing who makes a Referral to a Referred Client.
Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns purchases on your behalf and allocates to your Acorns Invest Account.
For the Referring Client, please review these terms and the Referral Agreement here. All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.
Invite Friends, Get $5 and Give $5
Promotional Period means June 2, 2025 and will extend until terminated by Acorns.
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/5/2026 and 11:59 pm PST 10/11/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
October Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/5/2026 and 11:59 pm PST 10/11/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
October Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/5/2026 and 11:59 pm PST 10/11/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
October Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/5/2026 and 11:59 pm PST 10/11/2026
You will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
October Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/5/2026 and 11:59 pm PST 10/11/2026
You will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
October Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/5/2026 and 11:59 pm PST 10/11/2026
You will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
October Referral Bonus - $700 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/5/2026 and 11:59 pm PST 10/11/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/28/2026 and 11:59 pm PST 10/4/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/28/2026 and 11:59 pm PST 10/4/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/28/2026 and 11:59 pm PST 10/4/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/28/2026 and 11:59 pm PST 10/4/2026
You will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,000 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/28/2026 and 11:59 pm PST 10/4/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,000 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/28/2026 and 11:59 pm PST 10/4/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,200 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/28/2026 and 11:59 pm PST 10/4/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,600 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $1,600 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,600 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $1,600 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $650 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/21/2026 and 11:59 pm PST 9/27/2026
You will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/14/2026 and 11:59 pm PST 9/20/2026
You will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $750 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/14/2026 and 11:59 pm PST 9/20/2026
You will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/14/2026 and 11:59 pm PST 9/20/2026
You will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/14/2026 and 11:59 pm PST 9/20/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/14/2026 and 11:59 pm PST 9/20/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/14/2026 and 11:59 pm PST 9/20/2026
You will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/7/2026 and 11:59 pm PST 9/13/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/7/2026 and 11:59 pm PST 9/13/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/7/2026 and 11:59 pm PST 9/13/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $750 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/7/2026 and 11:59 pm PST 9/13/2026
You will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/7/2026 and 11:59 pm PST 9/13/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,300 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/7/2026 and 11:59 pm PST 9/13/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,600 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/7/2026 and 11:59 pm PST 9/13/2026
You will receive a $1,600 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/31/2026 and 11:59 pm PST 9/6/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/31/2026 and 11:59 pm PST 9/6/2026
You will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/31/2026 and 11:59 pm PST 9/6/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/31/2026 and 11:59 pm PST 9/6/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/31/2026 and 11:59 pm PST 9/6/2026
You will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/31/2026 and 11:59 pm PST 9/6/2026
You will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
September Referral Bonus - $975 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/31/2026 and 11:59 pm PST 9/6/2026
You will receive a $975 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $1,450 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $1,450 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $1,600 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $1,600 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $250 for 1 Acorns Referral
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $250 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 1 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
August Referral Bonus - $150 for 1 Acorns Referral
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/24/2026 and 11:59 pm PST 8/30/2026
You will receive a $150 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 1 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $950 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/17/2026 and 11:59 pm PST 8/23/2026
You will receive a $950 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $500 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $300 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,300 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,700 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/10/2026 and 11:59 pm PST 8/16/2026
You will receive a $1,700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
Direct Mailer Referral - Invite Friends, Get $50 and Give $50
Promotional Period means July 6, 2026 - August 9, 2026.
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source by August 9, 2026; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source by August 6, 2026; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $400 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,100 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,700 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $1,700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $950 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $950 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $750 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,050 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $1,050 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,400 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/3/2026 and 11:59 pm PST 8/9/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/27/2026 and 11:59 pm PST 8/2/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/27/2026 and 11:59 pm PST 8/2/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/27/2026 and 11:59 pm PST 8/2/2026
You will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $500 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/27/2026 and 11:59 pm PST 8/2/2026
You will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/27/2026 and 11:59 pm PST 8/2/2026
You will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/27/2026 and 11:59 pm PST 8/2/2026
You will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $525 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/27/2026 and 11:59 pm PST 8/2/2026
You will receive a $525 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/20/2026 and 11:59 pm PST 7/26/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/20/2026 and 11:59 pm PST 7/26/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/20/2026 and 11:59 pm PST 7/26/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/20/2026 and 11:59 pm PST 7/26/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $975 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/20/2026 and 11:59 pm PST 7/26/2026
You will receive a $975 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $250 for 1 Acorns Referral
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/20/2026 and 11:59 pm PST 7/26/2026
You will receive a $250 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 1 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/13/2026 and 11:59 pm PST 7/19/2026
You will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/13/2026 and 11:59 pm PST 7/19/2026
You will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $475 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/13/2026 and 11:59 pm PST 7/19/2026
You will receive a $475 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/13/2026 and 11:59 pm PST 7/19/2026
You will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/13/2026 and 11:59 pm PST 7/19/2026
You will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,500 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/13/2026 and 11:59 pm PST 7/19/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/29/2026 and 11:59 pm PST 7/5/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/6/2026 and 11:59 pm PST 7/12/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/6/2026 and 11:59 pm PST 7/12/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/6/2026 and 11:59 pm PST 7/12/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/6/2026 and 11:59 pm PST 7/12/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/6/2026 and 11:59 pm PST 7/12/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/6/2026 and 11:59 pm PST 7/12/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $500 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/6/2026 and 11:59 pm PST 7/12/2026
You will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/29/2026 and 11:59 pm PST 7/5/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/29/2026 and 11:59 pm PST 7/5/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/29/2026 and 11:59 pm PST 7/5/2026
You will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
July Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/29/2026 and 11:59 pm PST 7/5/2026
You will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates
June Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/22/2026 and 11:59 pm PST 6/28/2026
You will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/15/2026 and 11:59 pm PST 6/21/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/15/2026 and 11:59 pm PST 6/21/2026
You will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/15/2026 and 11:59 pm PST 6/21/2026
You will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/15/2026 and 11:59 pm PST 6/21/2026
You will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/15/2026 and 11:59 pm PST 6/21/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,400 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/15/2026 and 11:59 pm PST 6/21/2026
You will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/8/2026 and 11:59 pm PST 6/14/2026
You will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/8/2026 and 11:59 pm PST 6/14/2026
You will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/8/2026 and 11:59 pm PST 6/14/2026
You will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/8/2026 and 11:59 pm PST 6/14/2026
You will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/8/2026 and 11:59 pm PST 6/14/2026
You will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $975 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/8/2026 and 11:59 pm PST 6/14/2026
You will receive a $975 bonus investment of Reward Shares by Acorns in your Acorns Invest Account (the “Bonus”) once you (a) have been an Acorns User in Good Standing for at least 90 days, and (b) have referred 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion (together, the “Eligibility Steps”).
Referrals made before a Referring Client has maintained an Acorns User Account in Good Standing for at least ninety (90) days may count toward this Promotion, provided all other eligibility requirements are satisfied. However, at the sole discretion of Acorns, no Bonus Reward Shares will be issued, and/or may be withheld, forfeited, or clawed back, unless and until the Referring Client has maintained the applicable Acorns User Account in Good Standing for at least ninety (90) days.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Pursuant to the Holding Period, Reward Shares are typically deposited within 30-45 days of the date the last Referred Client’s initial deposit settles in the Acorns Invest Account (or following the completion of maintaining your Acorns User Account in Good Standing for at least 90 days, whichever is later). This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that (i) there may have been unauthorized or fraudulent activity related to any account; (ii) there may have been a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,375 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
June Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/1/2026 and 11:59 pm PST 6/7/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,100 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/25/2026 and 11:59 pm PST 5/31/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/18/2026 and 11:59 pm PST 5/24/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/18/2026 and 11:59 pm PST 5/24/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/18/2026 and 11:59 pm PST 5/24/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/18/2026 and 11:59 pm PST 5/24/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/18/2026 and 11:59 pm PST 5/24/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,400 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/18/2026 and 11:59 pm PST 5/24/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/11/2026 and 11:59 pm PST 5/17/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/11/2026 and 11:59 pm PST 5/17/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/11/2026 and 11:59 pm PST 5/17/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/11/2026 and 11:59 pm PST 5/17/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/11/2026 and 11:59 pm PST 5/17/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/11/2026 and 11:59 pm PST 5/17/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/11/2026 and 11:59 pm PST 5/17/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/4/2026 and 11:59 pm PST 5/10/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/4/2026 and 11:59 pm PST 5/10/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/4/2026 and 11:59 pm PST 5/10/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/4/2026 and 11:59 pm PST 5/10/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/4/2026 and 11:59 pm PST 5/10/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
May Referral Bonus - $1,000 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 5/4/2026 and 11:59 pm PST 5/10/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/20/2026 and 11:59 pm PST 4/26/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/20/2026 and 11:59 pm PST 4/26/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/20/2026 and 11:59 pm PST 4/26/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/20/2026 and 11:59 pm PST 4/26/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/20/2026 and 11:59 pm PST 4/26/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/20/2026 and 11:59 pm PST 4/26/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/20/2026 and 11:59 pm PST 4/26/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/13/2026 and 11:59 pm PST 4/19/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/13/2026 and 11:59 pm PST 4/19/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/13/2026 and 11:59 pm PST 4/19/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/13/2026 and 11:59 pm PST 4/19/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/13/2026 and 11:59 pm PST 4/19/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $1,375 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/6/2026 and 11:59 pm PST 4/12/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/6/2026 and 11:59 pm PST 4/12/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/6/2026 and 11:59 pm PST 4/12/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/6/2026 and 11:59 pm PST 4/12/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $500 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 4/6/2026 and 11:59 pm PST 4/12/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/30/2026 and 11:59 pm PST 4/5/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/30/2026 and 11:59 pm PST 4/5/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/30/2026 and 11:59 pm PST 4/5/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/30/2026 and 11:59 pm PST 4/5/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/30/2026 and 11:59 pm PST 4/5/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
April Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/30/2026 and 11:59 pm PST 4/5/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/23/2026 and 11:59 pm PST 3/29/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/23/2026 and 11:59 pm PST 3/29/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/23/2026 and 11:59 pm PST 3/29/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/23/2026 and 11:59 pm PST 3/29/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/23/2026 and 11:59 pm PST 3/29/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/23/2026 and 11:59 pm PST 3/29/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,300 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/23/2026 and 11:59 pm PST 3/29/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/16/2026 and 11:59 pm PST 3/22/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/16/2026 and 11:59 pm PST 3/22/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/16/2026 and 11:59 pm PST 3/22/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/16/2026 and 11:59 pm PST 3/22/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/16/2026 and 11:59 pm PST 3/22/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,375 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/9/2026 and 11:59 pm PST 3/15/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/9/2026 and 11:59 pm PST 3/15/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/9/2026 and 11:59 pm PST 3/15/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/9/2026 and 11:59 pm PST 3/15/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/9/2026 and 11:59 pm PST 3/15/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/9/2026 and 11:59 pm PST 3/15/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/9/2026 and 11:59 pm PST 3/15/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/2/2026 and 11:59 pm PST 3/8/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/2/2026 and 11:59 pm PST 3/8/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/2/2026 and 11:59 pm PST 3/8/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/2/2026 and 11:59 pm PST 3/8/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/2/2026 and 11:59 pm PST 3/8/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
March Referral Bonus - $975 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 3/2/2026 and 11:59 pm PST 3/8/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $975 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,375 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,100 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,600 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/23/2026 and 11:59 pm PST 3/1/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/16/2026 and 11:59 pm PST 2/22/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/16/2026 and 11:59 pm PST 2/22/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/16/2026 and 11:59 pm PST 2/22/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/16/2026 and 11:59 pm PST 2/22/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/16/2026 and 11:59 pm PST 2/22/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/9/2026 and 11:59 pm PST 2/15/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,300 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/9/2026 and 11:59 pm PST 2/15/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,400 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/9/2026 and 11:59 pm PST 2/15/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $975 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/9/2026 and 11:59 pm PST 2/15/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $975 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,050 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/9/2026 and 11:59 pm PST 2/15/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,050 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,375 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/2/2026 and 11:59 pm PST 2/8/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/2/2026 and 11:59 pm PST 2/8/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/2/2026 and 11:59 pm PST 2/8/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/2/2026 and 11:59 pm PST 2/8/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/2/2026 and 11:59 pm PST 2/8/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
February Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 2/2/2026 and 11:59 pm PST 2/8/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
January Referral Bonus - $1,100 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $500 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/19/2026 and 11:59 pm PST 1/25/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/12/2026 and 11:59 pm PST 1/18/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,375 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $825 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $600 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/6/2026 and 11:59 pm PST 1/12/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,375 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,375 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,500 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $825 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $600 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 1/5/2026 and 11:59 pm PST 1/11/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $800 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $2,026 for 6 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026
When you refer 6 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $2,026 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
January Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/29/2025 and 11:59 pm PST 1/4/2026
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,500 for 8 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/28/2025
When you refer 8 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $700 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,100 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/22/2025 and 11:59 pm PST 12/28/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $800 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,100 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/15/2025 and 11:59 pm PST 12/21/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $450 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $450 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/8/2025 and 11:59 pm PST 12/14/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/7/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
December Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 12/1/2025 and 11:59 pm PST 12/28/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $600 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/24/2025 and 11:59 pm PST 11/30/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $500 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/17/2025 and 11:59 pm PST 11/23/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $50
Promotional Period means between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $25
Promotional Period means between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/10/2025 and 11:59 pm PST 11/16/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $50
Promotional Period means between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $25
Promotional Period means between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $600 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
November Referral Bonus - $200 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 11/3/2025 and 11:59 pm PST 11/9/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $50
Promotional Period means between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $25
Promotional Period means between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $450 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $100 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/27/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $50
Promotional Period means between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual’s prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement, and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Invite Friends, Get $50 and Give $25
Promotional Period means between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
You acknowledge and agree that you may contact a Potential New Client about Acorns and the Acorns Referral Program, including via text message or email, only if you have the individual's prior express written consent (as defined by applicable law) to receive such communications from you. By participating in the Acorns Referral Program, you certify that you will not send any referral communications via text or email to any individual unless and until you have obtained such consent. You further acknowledge and agree that any such contact without prior express written consent is a violation of this Promotion and the Referral Agreement and will result in your removal from the Acorns Referral Program and forfeiture of any Referral Shares.
You further agree that you will not engage in spam or mass marketing activities when making referrals. This includes: (i) mass emailing; (ii) purchasing or placing advertisements; (iii) using automated systems, bots, or automatic dialers; and (iv) posting referral links on websites, social media, event pages, or venue pages without the express written consent of both Acorns and the website owner. You agree not to engage in any scheme that results in spam.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $450 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $350 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $350 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $900 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $100 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/26/2025 and 11:59 pm PST 11/2/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them directly during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes a one-time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $50 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared directly during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete a one time or recurring investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this Promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit settles in the Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this Promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the Promotional Period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $50, Give $50 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same Promotional Period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any Client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this Promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this Promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each member’s FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/20/2025 and 11:59 pm PST 10/26/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/13/2025 and 11:59 pm PST 10/19/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,300 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,300 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 10/6/2025 and 11:59 pm PST 10/12/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
October Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/29/2025 and 11:59 pm PST 10/5/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/22/2025 and 11:59 pm PST 9/28/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $750 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/15/2025 and 11:59 pm PST 9/21/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/8/2025 and 11:59 pm PST 9/14/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,200 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
September Referral Bonus - $825 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 9/1/2025 and 11:59 pm PST 9/7/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/25/2025 and 11:59 pm PST 8/31/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $675 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $675 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/18/2025 and 11:59 pm PST 8/24/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $825 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/11/2025 and 11:59 pm PST 8/17/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Acorns Referral Promotion Terms
Acorns Advisers, LLC’s (“Acorns”) Get $25, Give $5 Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.
Definitions
Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion.
Potential New Client means an individual (i) who uses a custom referral link generated by Acorns or its affiliates and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.
Referral means an invitation by a Referring Client to a Potential New Client to become an Acorns User and open an Acorns Invest Account, which may be done only using the custom referral link(s) generated by Acorns or its affiliates within the Acorns Application.
Referred Client means a Potential New Client who has (i) entered into the Program Agreement, including all relevant Supplements thereto; and (ii) been accepted (and not rejected) by Acorns Grow as an Acorns User and Acorns Advisers as an Acorns Invest Accountholder.
Referring Client means an Acorns User with an open and active Acorns Invest Account in Good Standing who makes a Referral to a Referred Client.
Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns purchases on your behalf and allocates to your Acorns Invest Account.
For the Referring Client, please review these terms and the Referral Agreement here. All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.
nvite Friends, Get $25 and Give $5
Promotional Period means between 12:00 am PST 7/14/2025 and 11:59 pm PST 8/10/2025.
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $25 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $25 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $25 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Acorns Referral Promotion Terms
Acorns Advisers, LLC’s (“Acorns”) Get $50, Give $5 Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.
Definitions
Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion.
Potential New Client means an individual (i) who uses a custom referral link generated by Acorns or its affiliates and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.
Referral means an invitation by a Referring Client to a Potential New Client to become an Acorns User and open an Acorns Invest Account, which may be done only using the custom referral link(s) generated by Acorns or its affiliates within the Acorns Application.
Referred Client means a Potential New Client who has (i) entered into the Program Agreement, including all relevant Supplements thereto; and (ii) been accepted (and not rejected) by Acorns Grow as an Acorns User and Acorns Advisers as an Acorns Invest Accountholder.
Referring Client means an Acorns User with an open and active Acorns Invest Account in Good Standing who makes a Referral to a Referred Client.
Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns purchases on your behalf and allocates to your Acorns Invest Account.
For the Referring Client, please review these terms and the Referral Agreement here. All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.
Invite Friends, Get $50 and Give $5
Promotional Period means between 12:00 am PST 7/14/2025 and 11:59 pm PST 8/10/2025.
The Reward and Eligibility for the Referring Client
Each time a Potential New Client becomes a new Acorns User using your personal invitation code or referral link that you shared with them during the Promotional Period in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest Account.
You are eligible to receive this reward each time a Referred Client (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion.
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $50 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during an applicable Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order for the Referring Client to receive the $50 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
August Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 8/4/2025 and 11:59 pm PST 8/10/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,250 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/28/2025 and 11:59 pm PST 8/3/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,250 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $700 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $700 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $750 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/21/2025 and 11:59 pm PST 7/27/2025
When you refer 3 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
I
July Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,250 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/14/2025 and 11:59 pm PST 7/20/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,250 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $450 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $450 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025
When you refer 4 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025
When you refer 5 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $500 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $500 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
July Referral Bonus - $550 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 7/7/2025 and 11:59 pm PST 7/13/2025
When you refer 2 Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $550 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open and fund an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $650 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $650 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $750 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,100 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,100 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,250 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/30/2025 and 11:59 pm PST 7/6/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,250 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $825 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $825 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025
When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025
When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,200 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,200 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $750 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $750 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $900 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/23/2025 and 11:59 pm PST 6/29/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $600 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $600 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025
When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025
When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $425 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025
When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $425 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/16/2025 and 11:59 pm PST 6/22/2025
When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $900 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025
When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $900 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $400 for 2 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025
When you refer 2 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,400 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/9/2025 and 11:59 pm PST 6/15/2025
When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,400 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $800 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,000 for 4 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025
When you refer 4 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,000 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $1,300 for 5 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025
When you refer 5 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $1,300 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $725 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $725 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
June Referral Bonus - $800 for 3 Acorns Referrals
The Reward and Eligibility for the Referring Client
Promotional Period means completing registration between 12:00 am PST 6/2/2025 and 11:59 pm PST 6/8/2025
When you refer 3 of Potential New Client(s), each of whom (1) is a Potential New Client; (2) uses your personal invitation code or referral link that you shared with them during the Promotional Period when they sign up for a first-time Acorns subscription; (3) sets up an Acorns User Account during the applicable Promotional Period; (4) completes an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintains their account in Good Standing at all times relevant to the Promotion, you will receive a $800 bonus investment of Reward Shares by Acorns in your Acorns Invest account (the “Bonus”).
The Reward and Eligibility for the Referred Client
If you use a Referring Client’s personal invitation code or referral link to become a new Acorns User in accordance with the eligibility criteria below, you will receive a $5 investment of Reward Shares in your Acorns Invest account.
Referred Clients are eligible to receive a one-time $5 bonus of Reward Shares into their Acorns Invest Account if they (1) are a Potential New Client; (2) use a Referring Client’s personal invitation code or referral link that was shared during the Promotional Period to sign up for a first-time Acorns subscription; (3) set up an Acorns User Account during the applicable Promotional Period; and (4) complete an initial deposit or investment (excluding Round-Ups® Deposits) of $5 or more in their Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (5) maintain their account in Good Standing at all times relevant to the Promotion. For clarity, Referred Clients must open an Acorns Invest Account in order to receive the $5 bonus investment.
Other Terms Applicable to the Referring Client and Referred Client
Reward Shares are made at the sole discretion of Acorns. A gift card may not be used for any initial investment in an Acorns Invest Account. Limit one Bonus per Referring Client.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Client’s initial deposit is settled into their Acorns Invest Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement (as applicable to Referring Clients), or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Client or the Referred Client is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation a mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Promotion to the same extent as they apply to the Program Agreement. All Reward Shares credited under this Promotion for Referrals are subject to the applicable terms and conditions of the Program Agreement (and the Referral Agreement, as applicable to Referring Clients), relating to Reward Shares. To the limited extent the express terms and conditions of this Promotion and those of the Program Agreement directly conflict, this Promotion shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns, an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims, which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns referral rewards offered to a Referring Client during the same Promotional Period, the Referring Client may receive both the Get $5, Give $5 Reward and the Bonus applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that the Referring Client otherwise qualify for the both referral rewards and the Referring Client’s personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Each reward will be calculated based on the offer and promotional terms presented when the Referring Client qualifies to receive it.
Acorns is not responsible for any client’s failure to maintain their Acorns account in Good Standing or otherwise meet standards for qualifying for this promotion. All referrals must be made in accordance with the Acorns Referral Agreement. Clients can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2025 - June 1, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 26, 2025 - June 1, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2025 - June 1, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $300 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $725 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $400 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,100 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,200 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2025 and 11:59 pm PST 6/1/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2025 and 6/15/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2025 - May 25, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 19, 2025 - May 25, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2025 - May 25, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $800 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,200 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,300 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,000 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,400 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2025 and 11:59 pm PST 5/25/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2025 and 6/8/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 12, 2025 - May 18, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 12, 2025 - May 18, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 12, 2025 - May 18, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $900 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $350 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $400 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $450 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2025 and 11:59 pm PST 5/18/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2025 and 6/1/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 28, 2025 - May 5, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $800 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $750 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,400 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $725 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,000 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $1,100 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - $800 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2025 and 11:59 pm PST 5/11/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2025 and 5/25/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
May 2025 Referral Bonus - Match of May Investments up to $100 for 1 Acorn Referral
This Acorns Advisers, LLC’s (“Acorns”) Bonus Investment (the “Promotion”) is subject to the terms and conditions set forth herein.
When you are an existing Acorns subscriber who shares a personal invitation code or referral link, you are a “Referring Friend.” If you used someone’s personal invitation code or referral link to become a new Acorns subscriber, you are a “Referred Friend.” For the Referring Friend, please review these terms and the Referral Agreement here. All capitalized terms used but not otherwise defined herein have the same meaning as in the Program Agreement here.
Definitions
Potential New Client means an individual (i) who uses a custom referral link generated by Acorns Advisers and provided by a Referring Client; and (ii) who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A Potential New Client must be a natural person who is a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily deployed overseas.
Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, as determined by Acorns or its affiliated entities’ in their sole discretion.
Promotional Period means 12:00 AM PST May 5, 2025 - 11:59 PM PST May 11, 2025.
Reward Shares means shares of ETFs that correspond to your Selected Portfolio which Acorns Advisers purchases on your behalf and allocates to your Acorns Invest Account.
Terms of This Promotion
Subject to the eligibility requirements set forth below, when a Referring Friend refers one (1) Friend during the Promotional Period, Acorns Advisers will deposit Reward Shares with a value equal to the investments a Referring Friend makes in their Acorns Invest Account during the month of May 2025 (12:00 AM PST May 1, 2025 - 11:59 PM PST May 31, 2025) up to an amount of $100.
In order to qualify to receive this bonus, the Referring Friend must maintain their account in Good Standing at all times during the Promotional Period and until any Reward Shares are paid and each Referred Friends must (i) be a Potential New Client; (ii) complete their registration during the Promotional Period using the personal invitation code or referral link shared by the Referring Friend; (iii) complete their first successful investment of $5 or more (excluding Round-Ups® Deposits) into an Acorns Invest Account within 14 days of the end of the Promotional Period; and (iv) maintain their account in Good Standing at least through June 25, 2025.
Other Terms Applicable to the Referring Friend and Referred Friend
Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Limit one Bonus per Referring Client. A gift card may not be used for any initial investment in an Acorns Account.
There is no option for a cash alternative to this promotion. Reward Shares are typically deposited within 30-45 days of the date the Referred Friend’s initial deposit is settled into their Acorns Account. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
For the avoidance of doubt, if either the Referring Friend or the Referred Friend is ineligible for the reward under this Promotion, neither party will receive any reward or bonus.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation your mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Agreement to the same extent as they apply to the Program Agreement. All Reward Shares credited to you under this Agreement for Referrals are subject to the applicable terms and conditions of the Program Agreement relating to Reward Shares. To the limited extent the express terms and conditions of this Agreement and those of the Program Agreement directly conflict, this Agreement shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. There is no cash value equivalent and there is no option for a cash alternative to this promotion. Referral awards are made at the sole discretion of Acorns. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 (inclusive of cash claims which are limited to $250,000) in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the both referral rewards and your personal invitation code or referral link is used. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.
Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc and Lincoln Savings Bank, each members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 28, 2025 - May 5, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2025 - May 5, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,100 for 6 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,300 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,200 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,000 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,600 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,400 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2025 and 11:59 pm PST 5/4/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2025 and 5/18/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2025 - April 27, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 21, 2025 - April 27, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2025 - April 27, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $800 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $450 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $750 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $725 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $400 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2025 and 11:59 pm PST 4/27/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2025 and 5/11/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2025 - April 20, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 14, 2025 - April 20, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2025 - April 20, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $550 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $750 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,000 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,100 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $500 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2025 and 11:59 pm PST 4/20/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2025 and 5/4/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2025 - April 13, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 7, 2025 - April 13, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2025 - April 13, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $800 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,100 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $500 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $450 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $800 for 3 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2025 and 11:59 pm PST 4/13/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2025 and 4/27/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2025 - April 6, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 31, 2025 - April 6, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2025 - April 6, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $500 for 2 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,800 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,100 for 6 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - $1,600 for 5 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2025 and 4/20/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - April Round-ups® Match and $1,200 for 5 Acorns Referrals
Subject to the Holding Period and other eligibility requirements set forth below, when you refer five (5) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 3/31/2025 and 4/20/2025 (the “Qualification Period”), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive: a match of any Round-Ups® investments earned between 4/1/2025-4/30/2025 (up to $100) which and a bonus investment of one thousand two hundred dollars ($1200) by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”).
Any earned match for the Round-Ups® investments will be paid on or about 5/12/2025. Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client.
Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.
There is no option for a cash alternative to these promotions. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing.
Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
April 2025 Referral Bonus - April Round-ups® Match and $1,300 for 5 Acorns Referrals
Subject to the Holding Period and other eligibility requirements set forth below, when you refer five (5) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 3/31/2025 and 11:59 pm PST 4/6/2025 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 3/31/2025 and 4/20/2025 (the “Qualification Period”), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive: a match of any Round-Ups® investments earned between 4/1/2025-4/30/2025 (up to $100) which and a bonus investment of one thousand two hundred dollars ($1200) by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”).
Any earned match for the Round-Ups® investments will be paid on or about 5/12/2025. Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client.
Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.
There is no option for a cash alternative to these promotions. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing.
Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2025 Acorns and/or its affiliates.
Acorns - Invite Friends, Get $5 and Give $5
The Reward
Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2025 - March 30, 2025) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 24, 2025 - March 30, 2025) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.
Eligibility
You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2025 - March 30, 2025) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Referral rewards are made in the form of investment purchases in your Acorns Invest Account. Investments are not FDIC insured and may lose value. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.
March 2025 Referral Bonus - $800 for 4 Acorns Referrals
Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2025 and 11:59 pm PST 3/30/2025 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2025 and 4/13/2025 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer.
Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Investments are not FDIC-insured and may lose value. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an