Referral Promotion Terms

By participating in the Acorns Referral Program you are agreeing to the Acorns Referral Agreement. All terms used but not otherwise defined herein have the same meaning as in the Acorns Referral Agreement and/or the Program Agreement. The Acorns Referral Program consists of limited-time promotional offerings (each, a “Referral Promotion”). Please review the offerings below to see which promotions are available to you under the Acorns Referral Program at the time you make referrals. 

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 13, 2024 - October 19, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 13, 2024 - October 19, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 13, 2024 - October 19, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $675 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/13/2024 and 11:59 pm PST 10/19/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/13/2024 and 11/2/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 6, 2024 - October 12, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 6, 2024 - October 12, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 6, 2024 - October 12, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/6/2024 and 11:59 pm PST 10/12/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/6/2024 and 10/26/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $750 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/6/2024 and 11:59 pm PST 10/12/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/6/2024 and 10/26/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 10/6/2024 and 11:59 pm PST 10/12/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/6/2024 and 10/26/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 29, 2024 - October 5, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 29, 2024 - October 5, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 29, 2024 - October 5, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

October 2024 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/29/2024 and 11:59 pm PST 10/5/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/29/2024 and 10/19/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 22, 2024 - September 28, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 22, 2024 - September 28, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 22, 2024 - September 28, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/22/2024 and 11:59 pm PST 9/28/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/22/2024 and 10/12/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

The Reward

Active account holders of both GoHenry and Acorns Accounts who make three successful GoHenry Referees via their personal invitation referral link during the promotion period as explained below will receive a one-time $300 bonus investment by Acorns into their Acorns Invest Account (the “Acorns Referral Reward”). This promotion is supplemental to the ongoing promotion of a $50 deposit per successful GoHenry referral into an active account holder’s GoHenry Account (the “GoHenry Referral Reward”).  The following Terms and Conditions apply and participants are subject to the GoHenry US Website and App Terms and Conditions, Card Holder Terms, Referral Reward Program, and  Privacy Policy, and the Acorns Terms of Use and Privacy Policy. 

This offer is time limited and available only to existing customers of GoHenry, Inc. and Acorns Grow, Inc. who (i) have both an Active GoHenry Account and Active Acorns Account (the “Referrer”); and (ii) have not exceeded 7 GoHenry Referral Rewards in the 2024 calendar year. For purposes of this promotion, an Active account holder is one whose account is current and in good standing, and has activated at least one Children’s GoHenry Account and Card. Only one Referrer per household/physical address is permitted. 

To make a successful Referral and qualify for the Acorns Referral Reward, the following processes must be completed:

1. The Referrer must have 2 friends successfully complete the sign up process for a new GoHenry Account via the Referrer’s personal invitation referral link between 00:01 PST on September 24th, 2024 and  23:59 PST on September 30th 2024 (the “Referrals”).  The personal invitation referral link can be found in the email sent to you detailing the Referral offer. 

2. On or before 23:59 PST on October 14th 2024, both Referees must: (A) activate their GoHenry Account by depositing a minimum of $10 USD into the Account, and (B) activate at least one Children’s Account and Card (“Activation”).

3. Both Referees must keep their GoHenry Account open and active for a minimum of 60 days after completing steps 1 and 2. (the “Activated Account Period”)  

Provided that all requirements are satisfied, the Acorns Referral Reward will be deposited to the Referrer’s Acorns Account within 70 days after the last Referee completes Activation.

Referee may not be an existing customer of GoHenry, Inc., may not live at the same physical address as the Referrer, and must meet the requirements set forth in the GoHenry Card Holder Terms, including, but not limited to, that the Referee be a genuine person over the age of majority in their state of residence, a legal US resident, and meet the security requirements.  GoHenry reserves the right to deny an account in accordance with applicable law, rule, or regulation. In such instances, the Referee will be unable to open a GoHenry account and will not qualify for the refer a friend offer.  

The Referrer may refer only one friend from any given household/physical address, any additional Referrals from the same household/physical address will not qualify for this offer. Referees must keep their GoHenry Account open and active for 1 month after receipt of the Referral Reward. If a Referee closes their new GoHenry Account within 1 month of the Referee Reward being issued, the Referee Reward will not be returned with the account liquidation. 

This promotion is run in conjunction with the GoHenry Referral Reward Program, pursuant to the terms and conditions set forth therein. For the avoidance of any doubt Referrers who have made over 8F successful referrals this calendar year prior to the start of this promotion do not qualify to participate in this promotion.

GoHenry will always use and keep personal identifiable information in accordance with its privacy policy which can be found at https://www.gohenry.com/us/terms-and-conditions/privacy-policy/.

This promotion is not open to employees or associates of GoHenry, Inc. or Acorns Grow, Incorporated. In addition, affiliate companies are not allowed to promote this offer through their affiliate networks. 

We reserve the right to void/reverse any Referral Reward, and to close any Referral Account, in the event a Referrer or Referral knowingly breaches these terms and conditions. 

This promotion may be varied or withdrawn at any time in whole or in part without prior notice and is subject to availability and our Fair Use policy. We reserve the right to withdraw or disable this promotion for any active GoHenry and/or Acorns Account holder at any time with or without notice at our sole discretion. Participation in this promotion constitutes acceptance of these terms and conditions and the privacy policies and other terms and conditions as set forth herein.. 

The Promoters are Acorns Grow, Inc. and GoHenry Inc., 5300 California Avenue, Irvine, CA 92617 USA.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 15, 2024 - September 21, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 15, 2024 - September 21, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 15, 2024 - September 21, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/15/2024 and 11:59 pm PST 9/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/15/2024 and 10/5/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/15/2024 and 11:59 pm PST 9/21/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/15/2024 and 9/28/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Subject to the Holding Period and other eligibility requirements set forth below, each time a Potential New Client (i) becomes a first-time Acorns User and (ii) during the promotional period (September 8, 2024 - September 14, 2024, the “Promotional Period”), sets up an Acorns Invest account using the personal invitation code or referral link you share with them, you will receive a $5 investment by Acorns Advisers in your Acorns Invest account (the “Referring Client Reward Shares”). Each eligible Potential New Client referred by you during the promotional period (September 8, 2024 - September 14, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns Advisers in their Acorns Invest account (the “Referred Client Reward Shares”). Referring and Referred Client Reward Shares are typically deposited with 30-45 days of the Referred Client and Referring Client each meeting the eligibility criteria below in accordance with the Acorns Referral Agreement, provided that Reward Shares may be declined, delayed and/or subject to recapture by Acorns Advisers, by and through any of its agents, if withdrawn during the Holding Period or in other limited cases as set forth in Section 2 of the Referral Agreement and below.

Eligibility

You are eligible to receive this reward each time a Potential New Client (1) uses the personal invitation code or referral link you share with them during the promotional period (September 8, 2024 - September 14, 2024) when they sign up for a first-time Acorns subscription; (2) completes an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days of the end of the Promotional Period; and (3) maintains their Acorns Invest Account in Good Standing for 30 days following the settlement of their first investment (each Potential New Client meeting this criteria shall be a “Referred Client”). Referring and Referred Clients will receive the Reward Shares only if, in Acorns Advisers’ sole discretion, each of the Referring and Referred Client has an Acorns subscription and each of their Acorns Accounts are verified, have a linked funding source of which they are the owner, and are otherwise in Good Standing with the applicable Acorns Party(ies) at all times between meeting the eligibility criteria and the time the Reward Shares are invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to withdraw Referring Client Reward Shares granted pursuant to this Referral Promotion, Referring Clients successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both this Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $1,100 for 4 Acorns Referrals

Subject to the Holding Period and other eligibility requirements set forth below, each time you refer four (4) Potential New Clients, each of whom (i) completes registration between 12:00 am PST 9/8/2024 and 11:59 pm PST 9/14/2024 (the “Promotional Period”) using the personal invitation code or referral link you share with them, (ii) opens a verified Acorns Invest Account in Good Standing, (iii) completes their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest Account between 9/8/2024 and 9/28/2024 (the Qualification Period), and such investment does not charge back; and (iv) maintains their account in Good Standing for at least 30 days from the last day of the Qualification Period, you will receive a $1,100 bonus investment by Acorns Advisers in your Acorns Invest account (the “Bonus Reward Shares”). Bonus Reward Shares are in the form of a purchase of investments in your Acorns Invest Account and will be deposited into a Referring Client’s Acorns Invest Account within 30-45 days once Acorns Advisers verifies all eligibility criteria have been met. Bonus Reward Shares are made at the sole discretion of Acorns Advisers. Bonus Reward Shares for inviting friends to join the Acorns Platform are a limited time offer. Limit one Bonus per Referring Client. A gift card may not be used for an initial investment by the Referring Client or Referred Client. 

Acorns Advisers reserves the right to restrict or revoke this offer at any time. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Bonus Reward Shares will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you may receive both the Get $5, Give $5 Reward and the Bonus Reward applicable as of the date of the Promotional Period during which the Referred Client meets the eligibility requirements, provided that you otherwise qualify for the two referral rewards and your personal invitation code or referral link is used. Referring Clients who earn a reward under this Referral Promotion will receive such reward only if, in Acorns Advisers’ sole discretion, the Referring Client has an Acorns subscription and each of the client’s Acorns Accounts are verified, have a linked funding source of which they are an owner, and are otherwise in Good Standing with the Acorns Parties at all times between meeting the eligibility criteria and the time the reward is invested. Acorns Advisers, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a Referring Client and/or Potential New Client does not meet all criteria during the promotional period. Acorns Advisers reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

To be eligible to retain Bonus Reward Shares granted pursuant to this Referral Promotion, Referring Clients must successfully complete two months of Subscription Fee payments (the “Holding Period”). Referring Client Bonus Reward Share amounts may be forfeited and subject to recapture by Acorns Advisers, by and through any of its agents, if the shares are withdrawn before the expiration of the Holding Period, including any security or related dollar proceeds derived from such Reward Amount(s). The Holding Period shall apply to any removal, including, but not limited to, withdrawal, transfer, levy, account closure, and/or chargeback. Acorns Advisers may waive the Holding Period for any Referring Client in its sole discretion. In the event Acorns Advisers determines in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement, the Referral Agreement, or this Promotion; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Referral Program, Acorns Advisers, by and through any of its agents, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares. 

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns Advisers”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns Advisers by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and the Acorns Parties’ fees before investing. Acorns Advisers reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Any of the Acorns Parties may provide other offers to other customers during the same Promotional Period. Your Reward Amount will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. If there are multiple Acorns Advisers referral rewards offered during the same Promotional Period, you will receive only one referral reward, either the Get $5, Give $5 Reward or an applicable Bonus Reward, whichever you (i) qualify for, (ii) is linked to your personal invitation code or referral link, and (iii) results in the higher reward to you. 

Acorns Advisers is not responsible for any failure on your part to maintain your account in Good Standing or otherwise meet standards for qualifying for this promotion. For the avoidance of doubt, if either you or the Potential New Client you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral Awards are made at the sole discretion of Acorns Advisers. All referrals must be made in accordance with the Acorns Referral Agreement. You may also receive additional rewards under other promotional offers not related to the Referral Agreement that may be available at the same time as this promotion unless either offer is specifically excluded by the terms of the other. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 1, 2024 - September 7, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 1, 2024 - September 7, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 1, 2024 - September 7, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

September 2024 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 9/1/2024 and 11:59 pm PST 9/7/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/1/2024 and 9/21/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 25, 2024 - August 31 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 25, 2024 - August 31 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 25, 2024 - August 31 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/25/2024 and 11:59 pm PST 8/31/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/25/2024 and 9/14/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

The Reward

Active account holders of both GoHenry and Acorns Accounts who make three successful GoHenry Referees via their personal invitation referral link during the promotion period as explained below will receive a one-time $450 bonus investment by Acorns into their Acorns Invest Account (the “Acorns Referral Reward”). This promotion is supplemental to the ongoing promotion of a $50 deposit per successful GoHenry referral into an active account holder’s GoHenry Account (the “GoHenry Referral Reward”).  The following Terms and Conditions apply and participants are subject to the GoHenry US Website and App Terms and Conditions, Card Holder Terms, Referral Reward Program, and  Privacy Policy, and the Acorns Terms of Use and Privacy Policy. 

This offer is time limited and available only to existing customers of GoHenry, Inc. and Acorns Grow, Inc. who (i) have both an Active GoHenry Account and Active Acorns Account (the “Referrer”); and (ii) have not exceeded 7 GoHenry Referral Rewards in the 2024 calendar year. For purposes of this promotion, an Active account holder is one whose account is current and in good standing, and has activated at least one Children’s GoHenry Account and Card. Only one Referrer per household/physical address is permitted. 

To make a successful Referral and qualify for the Acorns Referral Reward, the following processes must be completed:

1. The Referrer must have 3 friends successfully complete the sign up process for a new GoHenry Account via the Referrer’s personal invitation referral link between 00:01 PST on August 27th, 2024 and  23:59 PST on September 2nd 2024 (the “Referrals”).  The personal invitation referral link can be found in the email sent to you detailing the Referral offer. 

2. On or before 23:59 PST on September 16th 2024, both Referees must: (A) activate their GoHenry Account by depositing a minimum of $10 USD into the Account, and (B) activate at least one Children’s Account and Card (“Activation”).

3. All three Referees must keep their GoHenry Account open and active for a minimum of 60 days after completing steps 1 and 2. (the “Activated Account Period”)  

Provided that all requirements are satisfied, the Acorns Referral Reward will be deposited to the Referrer’s Acorns Account within 70 days after the last Referee completes Activation.

Referee may not be an existing customer of GoHenry, Inc., may not live at the same physical address as the Referrer, and must meet the requirements set forth in the GoHenry Card Holder Terms, including, but not limited to, that the Referee be a genuine person over the age of majority in their state of residence, a legal US resident, and meet the security requirements.  GoHenry reserves the right to deny an account in accordance with applicable law, rule, or regulation. In such instances, the Referee will be unable to open a GoHenry account and will not qualify for the refer a friend offer.  

The Referrer may refer only one friend from any given household/physical address, any additional Referrals from the same household/physical address will not qualify for this offer. Referees must keep their GoHenry Account open and active for 1 month after receipt of the Referral Reward. If a Referee closes their new GoHenry Account within 1 month of the Referee Reward being issued, the Referee Reward will not be returned with the account liquidation. 

This promotion is run in conjunction with the GoHenry Referral Reward Program, pursuant to the terms and conditions set forth therein. For the avoidance of any doubt Referrers who have made over 8F successful referrals this calendar year prior to the start of this promotion do not qualify to participate in this promotion.

GoHenry will always use and keep personal identifiable information in accordance with its privacy policy which can be found at https://www.gohenry.com/us/terms-and-conditions/privacy-policy/.

This promotion is not open to employees or associates of GoHenry, Inc. or Acorns Grow, Incorporated. In addition, affiliate companies are not allowed to promote this offer through their affiliate networks. 

We reserve the right to void/reverse any Referral Reward, and to close any Referral Account, in the event a Referrer or Referral knowingly breaches these terms and conditions. 

This promotion may be varied or withdrawn at any time in whole or in part without prior notice and is subject to availability and our Fair Use policy. We reserve the right to withdraw or disable this promotion for any active GoHenry and/or Acorns Account holder at any time with or without notice at our sole discretion. Participation in this promotion constitutes acceptance of these terms and conditions and the privacy policies and other terms and conditions as set forth herein.. 

The Promoters are Acorns Grow, Inc. and GoHenry Inc., 5300 California Avenue, Irvine, CA 92617 USA.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 18, 2024 - August 24 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 18, 2024 - August 24 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 18, 2024 - August 24 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/18/2024 and 11:59 pm PST 8/24/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/18/2024 and 9/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $500 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/18/2024 and 11:59 pm PST 8/24/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/18/2024 and 9/7/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 11, 2024 - August 17 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 11, 2024 - August 17 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 11, 2024 - August 17 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/11/2024 and 11:59 pm PST 8/17/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/11/2024 and 8/31/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 4, 2024 - August 10 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 4, 2024 - August 10 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 4, 2024 - August 10 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

August 2024 Referral Bonus - $1,400 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 8/4/2024 and 11:59 pm PST 8/10/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 8/4/2024 and 8/24/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 28, 2024 - August 3, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 28, 2024 - August 3, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 28, 2024 - August 3, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $375 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/28/2024 and 11:59 pm PST 8/3/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/28/2024 and 8/17/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 21, 2024 - July 27, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 21, 2024 - July 27, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 21, 2024 - July 27, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/21/2024 and 11:59 pm PST 7/27/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/21/2024 and 8/10/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 14, 2024 - July 20, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 14, 2024 - July 20, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 14, 2024 - July 20, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/14/2024 and 11:59 pm PST 7/20/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/14/2024 and 8/3/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 7, 2024 - July 13, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 7, 2024 - July 13, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 7, 2024 - July 13, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $350 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 7/7/2024 and 11:59 pm PST 7/13/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 7/7/2024 and 7/27/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 30, 2024 - July 6, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 30, 2024 - July 6, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 30, 2024 - July 6, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

July 2024 Referral Bonus - $888 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/30/2024 and 11:59 pm PST 7/6/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/30/2024 and 7/20/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 23, 2024 - June 29, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 23, 2024 - June 29, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 23, 2024 - June 29, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/23/2024 and 11:59 pm PST 6/29/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/23/2024 and 7/13/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 16, 2024 - June 22, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 16, 2024 - June 22, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 16, 2024 - June 22, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $555  for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/16/2024 and 11:59 pm PST 6/22/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/16/2024 and 7/6/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 9, 2024 - June 15, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 9, 2024 - June 15, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 9, 2024 - June 15, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $425  for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/9/2024 and 11:59 pm PST 6/15/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/9/2024 and 6/29/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

The Reward

Active account holders of both GoHenry and Acorns Accounts who make two successful GoHenry Referees via their personal invitation referral link during the promotion period as explained below will receive a one-time $400 bonus investment by Acorns into their Acorns Invest Account (the “Acorns Referral Reward”). This promotion is supplemental to the ongoing promotion of a $50 deposit per successful GoHenry referral into an active account holder’s GoHenry Account (the “GoHenry Referral Reward”).  The following Terms and Conditions apply and participants are subject to the GoHenry US Website and App Terms and Conditions, Card Holder Terms, Referral Reward Program, and  Privacy Policy, and the Acorns Terms of Use and Privacy Policy. 

This offer is time limited and available only to existing customers of GoHenry, Inc. and Acorns Grow, Inc. who (i) have both an Active GoHenry Account and Active Acorns Account (the “Referrer”); and (ii) have not exceeded 8 GoHenry Referral Rewards in the 2024 calendar year. For purposes of this promotion, an Active account holder is one whose account is current and in good standing, and has activated at least one Children’s GoHenry Account and Card. Only one Referrer per household/physical address is permitted. 

To make a successful Referral and qualify for the Acorns Referral Reward, the following processes must be completed:

1. The Referrer must have 2 friends successfully complete the sign up process for a new GoHenry Account via the Referrer’s personal invitation referral link between 00:01 PST on June 9th, 2024 and  23:59 PST on June 15th 2024 (the “Referrals”).  The personal invitation referral link can be found in the email sent to you detailing the Referral offer. 

2. On or before 23:59 PST on June 29th 2024, both Referees must: (A) activate their GoHenry Account by depositing a minimum of $10 USD into the Account, and (B) activate at least one Children’s Account and Card (“Activation”).

3. All two Referees must keep their GoHenry Account open and active for a minimum of 60 days after completing steps 1 and 2. (the “Activated Account Period”)  

Provided that all requirements are satisfied, the Acorns Referral Reward will be deposited to the Referrer’s Acorns Account within 70 days after the last Referee completes Activation.

Referee may not be an existing customer of GoHenry, Inc., may not live at the same physical address as the Referrer, and must meet the requirements set forth in the GoHenry Card Holder Terms, including, but not limited to, that the Referee be a genuine person over the age of majority in their state of residence, a legal US resident, and meet the security requirements.  GoHenry reserves the right to deny an account in accordance with applicable law, rule, or regulation. In such instances, the Referee will be unable to open a GoHenry account and will not qualify for the refer a friend offer.  

The Referrer may refer only one friend from any given household/physical address, any additional Referrals from the same household/physical address will not qualify for this offer. Referees must keep their GoHenry Account open and active for 1 month after receipt of the Referral Reward. If a Referee closes their new GoHenry Account within 1 month of the Referee Reward being issued, the Referee Reward will not be returned with the account liquidation. 

This promotion is run in conjunction with the GoHenry Referral Reward Program, pursuant to the terms and conditions set forth therein. For the avoidance of any doubt Referrers who have made over 8F successful referrals this calendar year prior to the start of this promotion do not qualify to participate in this promotion.

GoHenry will always use and keep personal identifiable information in accordance with its privacy policy which can be found at https://www.gohenry.com/us/terms-and-conditions/privacy-policy/.

This promotion is not open to employees or associates of GoHenry, Inc. or Acorns Grow, Incorporated. In addition, affiliate companies are not allowed to promote this offer through their affiliate networks. 

We reserve the right to void/reverse any Referral Reward, and to close any Referral Account, in the event a Referrer or Referral knowingly breaches these terms and conditions. 

This promotion may be varied or withdrawn at any time in whole or in part without prior notice and is subject to availability and our Fair Use policy. We reserve the right to withdraw or disable this promotion for any active GoHenry and/or Acorns Account holder at any time with or without notice at our sole discretion. Participation in this promotion constitutes acceptance of these terms and conditions and the privacy policies and other terms and conditions as set forth herein.. 

The Promoters are Acorns Grow, Inc. and GoHenry Inc., 5300 California Avenue, Irvine, CA 92617 USA.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 2, 2024 - June 8, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 2, 2024 - June 8, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 2, 2024 - June 8, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

June 2024 Referral Bonus - $1,100  for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 6/2/2024 and 11:59 pm PST 6/8/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 6/2/2024 and 6/22/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2024 - June 1, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 26, 2024 - June 1, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 26, 2024 - June 1, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/26/2024 and 11:59 pm PST 6/1/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/26/2024 and 6/15/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

 

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2024 - May 25, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 19, 2024 - May 25, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 19, 2024 - May 25, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $425 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/19/2024 and 11:59 pm PST 5/25/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/19/2024 and 6/8/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 12 - May 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 12 - May 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. New Acorns customers who open an account between May 12, 2024 and May 18, 2024, and who successfully complete a Recurring Investment of at least $5 a day, week, or month by May 26, 2024, will receive a $20 bonus investment by June 5, 2024. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement. 

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 12, 2024 - May 18, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/12/2024 and 11:59 pm PST 5/18/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/12/2024 and 6/1/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 5, 2024 - May 11, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 5, 2024 - May 11, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 5, 2024 - May 11, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

May 2024 Referral Bonus - $555 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 5/5/2024 and 11:59 pm PST 5/11/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 5/5/2024 and 5/25/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2024 - May 4, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 28, 2024 - May 4, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 28, 2024 - May 4, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $333 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/28/2024 and 11:59 pm PST 5/4/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/28/2024 and 5/18/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2024 - April 27, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 21, 2024 - April 27, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 21, 2024 - April 27, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $1,001 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/21/2024 and 11:59 pm PST 4/27/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/21/2024 and 5/11/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2024 - April 20, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 14, 2024 - April 20, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 14, 2024 - April 20, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/14/2024 and 11:59 pm PST 4/20/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/14/2024 and 5/4/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2024 - April 13, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 7, 2024 - April 13, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 7, 2024 - April 13, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

April 2024 Referral Bonus - $1,111 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 4/7/2024 and 11:59 pm PST 4/13/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 4/7/2024 and 4/27/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2024 - April 6, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 31, 2024 - April 6, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 31, 2024 - April 6, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $333 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/31/2024 and 11:59 pm PST 4/6/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/31/2024 and 4/20/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2024 - March 30, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 24, 2024 - March 30, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 24, 2024 - March 30, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $1,001 for 4 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/24/2024 and 11:59 pm PST 3/30/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/24/2024 and 4/13/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 17, 2024 - March 23, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 17, 2024 - March 23, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 17, 2024 - March 23, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/17/2024 and 11:59 pm PST 3/23/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/17/2024 and 4/6/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 10, 2024 - March 16, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 10, 2024 - March 16, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 10, 2024 - March 16, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $1,314 for 5 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/10/2024 and 11:59 pm PST 3/16/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/10/2024 and 3/30/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 3, 2024 - March 9, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 3, 2024 - March 9, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 3, 2024 - March 9, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

March 2024 Referral Bonus - $444 for 2 Acorns Referrals

Friends must be new Acorns customers, must complete registration between 12:00 am PST 3/3/2024 and 11:59 pm PST 3/9/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 3/3/2024 and 3/23/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 25, 2024 - March 2, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 25, 2024 - March 2, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 25, 2024 - March 2, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $800 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/25/2024 and 11:59 pm PST 3/2/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/25/2024 and 3/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - up to $1000 for 4 Acorns Referrals

This limited time bonus offer includes two separate bonuses for referring clients if referred friends meet certain criteria as described below.  For the initial bonus of $800, 4 friends must be new Acorns customers, must complete registration between 12:00 am PST 2/25/2024 and 11:59 pm PST 3/2/2024 (the Promotional Period), each have a verified account in good standing, they must complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/25/2024 and 3/16/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period.  For the additional bonus of $200, each of the 4 referred friends must set up a recurring investment into their newly opened Acorns Invest account, maintain that recurring investment for the duration of the Qualification Period, and successfully complete one recurring investment into their Acorns Invest Account.  Bonuses will be invested, separately if the referring client meets the eligibility for each bonus in this promotion, within 30 days once Acorns verifies all eligibility criteria have been met.  If the referring client is eligible, Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Each referring client is limited to one $800 bonus and one $200 bonus during this promotion. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 18, 2024 - February 24, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 18, 2024 - February 24, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 18, 2024 - February 24, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $1,300 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/18/2024 and 11:59 pm PST 2/24/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/18/2024 and 3/9/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 11, 2024 - February 17, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 11, 2024 - February 17, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 11, 2024 - February 17, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $456 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/11/2024 and 11:59 pm PST 2/17/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/11/2024 and 3/2/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 4, 2024 - February 10, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 4, 2024 - February 10, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 4, 2024 - February 10, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

February 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/4/2024 and 11:59 pm PST 2/10/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 2/4/2024 and 2/24/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 28, 2024 - February 3, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 28, 2024 - February 3, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 28, 2024 - February 3, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2024 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/28/2024 and 11:59 pm PST 2/3/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/28/2024 and 2/17/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 21, 2024 - January 27, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 21, 2024 - January 27, 2024) who completes the set up of their Acorns Invest account and completes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 21, 2024 - January 27, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

January 2024 Referral Bonus - $1,111 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/21/2024 and 11:59pm PST 1/27/2024 (the Promotional Period), each have a verified account in good standing, complete their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/21/2024 and 2/10/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2024 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 14, 2024 - January 20, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 14, 2024 - January 20, 2024) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 14, 2024 - January 20, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

January 2024 Referral Bonus - $315 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/14/2024 and 11:59pm PST 1/20/2024 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/14/2024 and 2/3/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 7, 2024 - January 13, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 7, 2024 - January 13, 2024) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 7, 2024 - January 13, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

January 2024 Referral Bonus - $777 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 1/7/2024 and 11:59pm PST 1/13/2024 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 1/7/2024 and 1/27/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 31, 2023 - January 6, 2024) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 31, 2023 - January 6, 2024) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 31, 2023 - January 6, 2024) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

January 2024 Referral Bonus - $366 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/31/2023 and 11:59pm PST 1/6/2024 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/31/2023 and 1/20/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 24 - December 30, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 24 - December 30, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 24 - December 30, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/24/2023 and 11:59pm PST 12/30/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/24/2023 and 1/13/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 17 - December 23, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 17 - December 23, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 17 - December 23, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $444 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/17/2023 and 11:59pm PST 12/23/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/17/2023 and 1/6/2024 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 10 - December 16, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 10 - December 16, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 10 - December 16, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $1,212 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/10/2023 and 11:59pm PST 12/16/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/10/2023 and 12/30/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (December 3 - December 9, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (December 3 - December 9, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (December 3 - December 9, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

December 2023 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 12/3/2023 and 11:59pm PST 12/9/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 12/3/2023 and 12/23/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 26 - December 2, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 26 - December 2, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 26 - December 2, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $725 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/26/2023 and 11:59pm PST 12/2/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/26/2023 and 12/16/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - up to $1000 for 3 Acorns Referrals

This limited time bonus offer includes two separate bonuses for referring clients if referred friends meet certain criteria as described below.  For the initial bonus of $725, 3 friends must be a new Acorns customers, must complete registration between 12:00 am PST 11/26/2023 and 11:59 pm PST 12/2/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/26/2023 and 12/16/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period.  For the additional bonus of $275, each of the 3 referred friends must set up a recurring investment into their newly opened Acorns Invest account, maintain that recurring investment for the duration of the Qualification Period, and successfully complete one recurring investment into their Acorns Invest Account.  Bonuses will be invested, separately if the referring client meets the eligibility for each bonus in this promotion, within 30 days once Acorns verifies all eligibility criteria have been met.  If the referring client is eligible Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Each referring client is limited to one $725 bonus and one $275 bonus during this promotion. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested.  Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 19 - November 25, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 19 - November 25, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 19 - November 25, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $999 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/19/2023 and 11:59pm PST 11/25/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/19/2023 and 12/9/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 12 - November 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 12 - November 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 12 - November 18, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $315 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/12/2023 and 11:59pm PST 11/18/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/12/2023 and 12/2/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (November 5 - November 11, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (November 5 - November 11, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (November 5 - November 11, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

November 2023 Referral Bonus - $1,111 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 11/5/2023 and 11:59pm PST 11/11/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 11/5/2023 and 11/25/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 29 - November 4, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 29 - November 4, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 29 - November 4, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $325 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/29/2023 and 11:59pm PST 11/4/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/29/2023 and 11/18/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 22 - October 28, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 22 - October 28, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 22 - October 28, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $900 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/22/2023 and 11:59pm PST 10/28/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/22/2023 and 11/11/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 15 - October 21, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 15 - October 21, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 15 - October 21, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $625 for 3 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/15/2023 and 11:59pm PST 10/21/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/15/2023 and 11/4/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 8 - October 14, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 8 - October 14, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 8 - October 14, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $400 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/8/2023 and 11:59pm PST 10/14/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/8/2023 and 10/28/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (October 1 - October 7, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (October 1 - October 7, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (October 1 - October 7, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

October 2023 Referral Bonus - $1,100 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 10/1/2023 and 11:59pm PST 10/7/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 10/1/2023 and 10/21/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 24 - September 30, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 24 - September 30, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 24 - September 30, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Mystery Referral Bonus - $1,200 for 5 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/24/2023 and 11:59pm PST 9/30/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/24/2023 and 10/14/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 17 - September 23, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 17 - September 23, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 17 - September 23, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Referral Bonus - $925 for 4 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/17/2023 and 11:59pm PST 9/23/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/17/2023 and 10/7/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 10 - September 16, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 10 - September 16, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 10 - September 16, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment (excluding Round-Ups® Deposits) in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Referral Bonus - $325 for 2 Acorns Referrals

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/10/2023 and 11:59pm PST 9/16/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment (excluding Round-Ups® Deposits) into an Acorns Invest account between 9/10/2023 and 9/30/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (September 3 - September 9, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (September 3 - September 9, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 3 - September 9, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

September 2023 Referral Bonus - $905 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 9/3/2023 and 11:59pm PST 9/9/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 9/3/2023 and 9/23/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 27 - September 2, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 27 - September 2, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 27 - September 2, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Referral Bonus - $400 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/27/2023 and 11:59pm PST 9/2/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/27/2023 and 9/16/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 20 - August 26, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 20 - August 26, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 20 - August 26, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Referral Bonus - $1,200 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/20/2023 and 11:59pm PST 8/26/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/20/2023 and 9/9/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 13 - August 19, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 13 - August 19, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 13 - August 19, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Mystery Referral Bonus - $700 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/13/2023 and 11:59pm PST 8/19/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/13/2023 and 9/2/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (August 6 - August 12, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (August 6 - August 12, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (August 6 - August 12, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

August 2023 Referral Bonus - $315 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 8/6/2023 and 11:59pm PST 8/12/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 8/6/2023 and 8/26/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 30 - August 5, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 30 - August 5, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 30 - August 5, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $1,100 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/30/2023 and 11:59pm PST 8/5/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 7/30/2023 and 8/19/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 23 - July 29, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 23 - July 29, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 23 - July 29, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $725 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/23/2023 and 11:59pm PST 7/29/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest account between 7/23/2023 and 8/12/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 16 - July 22, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 16 - July 22, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 16 - July 22, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/16/2023 and 11:59pm PST 7/22/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 7/16/2023 and 8/5/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 9 - July 15, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 9 - July 15, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 9 - July 15, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $1,200 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/9/2023 and 11:59pm PST 7/15/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 7/9/2023 and 7/29/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (July 2 - July 8, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (July 2 - July 8, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (July 2 - July 8, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

July 2023 Referral Bonus - $325 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 7/2/2023 and 11:59pm PST 7/8/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 7/2/2023 and 7/22/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 25 - July 1, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 25 - July 1, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 25 - July 1, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $925 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/25/2023 and 11:59pm PST 7/1/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/25/2023 and 7/15/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 18 - June 24, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 18 - June 24, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 18 - June 24, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $700 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/18/2023 and 11:59pm PST 6/24/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/18/2023 and 7/8/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 11 - June 17, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 11 - June 17, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 11 - June 17, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $450 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/11/2023 and 11:59pm PST 6/17/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/11/2023 and 7/1/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (June 4 - June 10, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (June 4 - June 10, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (June 4 - June 10, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

June 2023 Referral Bonus - $1,100 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 6/4/2023 and 11:59pm PST 6/10/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 6/4/2023 and 6/24/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 28 - June 3, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 28 - June 3, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 28 - June 3, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $600 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/28/2023 and 11:59pm PST 6/3/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/28/2023 and 6/17/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 21 - May 27, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 21 - May 27, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 21 - May 27, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $350 for 2 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/21/2023 and 11:59pm PST 5/27/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/21/2023 and 6/10/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 14 - May 20, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 14 - May 20, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 14 - May 20, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/14/2023 and 11:59pm PST 5/20/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/14/2023 and 6/3/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (May 7 - May 13, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (May 7 - May 13, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (May 7 - May 13, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $950 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 5/7/2023 and 11:59pm PST 5/13/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 5/7/2023 and 5/27/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 30 - May 6, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 30 - May 6, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 30 - May 6, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

May 2023 Referral Bonus - $925 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/30/2023 and 11:59pm PST 5/6/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/30/2023 and 5/20/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 23 - April 29, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 23 - April 29, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 23 - April 29, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/23/2023 and 11:59pm PST 4/29/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/23/2023 and 5/13/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 16 - April 22, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 16 - April 22, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 16 - April 22, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $700 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/16/2023 and 11:59pm PST 4/22/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/16/2023 and 5/6/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 9 - April 15, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 9 - April 15, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 9 - April 15, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $925 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/9/2023 and 11:59pm PST 4/15/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/9/2023 and 4/29/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (April 2 - April 8, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (April 2 - April 8, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (April 2 - April 8, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

April 2023 Referral Bonus - $1,000 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 4/2/2023 and 11:59pm PST 4/8/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 4/2/2023 and 4/22/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 26 - April 1, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 26 - April 1, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 26 - April 1, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $825 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/26/2023 and 11:59pm PST 4/1/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/26/2023 and 4/15/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 19 - March 25, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 19 - March 25, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 19 - March 25, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $900 for 5 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/19/2023 and 11:59pm PST 3/25/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/19/2023 and 4/8/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 12 - March 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 12 - March 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 12 - March 18, 2023) when they sign up for a new Acorns subscription; (2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $700 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/12/2023 and 11:59pm PST 3/18/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/12/2023 and 4/1/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (March 5 - March 11, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (March 5 - March 11, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (March 5 - March 11, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

March 2023 Referral Bonus - $425 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 3/5/2023 and 11:59pm PST 3/11/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 3/5/2023 and 3/25/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 26 - March 4, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 26 - March 4, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 26 - March 4, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

February 2023 Referral Bonus - $800 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/26/2023 and 11:59pm PST 3/4/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 2/26/2023 and 3/18/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 19 - February 25, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 19 - February 25, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 19 - February 25, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

February 2023 Referral Bonus - $500 for 3 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/19/2023 and 11:59pm PST 2/25/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 2/19/2023 and 3/11/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 12 - February 18, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 12 - February 18, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a new Acorns customer, meaning a natural person who has never begun signing up for Acorns before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 12 - February 18, 2023) when they sign up for a new Acorns subscription;(2) complete an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

February 2023 Referral Bonus - $900 for 4 Acorns Referral

Friends must be a new Acorns customer, must complete registration between 12:00 am PST 2/12/2023 and 11:59pm PST 2/18/2023 (the Promotional Period), each have a verified account in good standing, make their first successful investment into an Acorns Invest between 2/12/2023 and 3/4/2023 (the Qualification Period), and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Once your friend has completed their first investment into an Acorns Invest Account and the friend’s account has been in good standing for at least 30 days from the end of the Qualification Period, Acorns will purchase shares for your account within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for Acorns before. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2023 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (February 5 - February 11, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (February 5 - February 11, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time a first time Acorns subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (February 5 - February 11, 2023) when they sign up for a new Acorns subscription; (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first investment. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns, we can waive these requirements. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 29 - February 4, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 29 - February 4, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 29 - February 4, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns, we can waive these requirements. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 22 - January 28, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 22 - January 28, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 22 - January 28, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2023 Referral Bonus - $500 for 3 Acorns Referral

Friends must complete registration between 12:00am PST 1/22/2023 and 11:59pm PST 1/28/2023 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/11/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

Acorns - Invite Friends, Get $5 and Give $5

The Reward

Each time someone becomes a new Acorns subscriber and sets up an Acorns Invest account using your personal invitation code or referral link that you shared with them during the promotional period (January 15 - January 21, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by Acorns in your Acorns Invest account. Each new eligible Acorns subscriber referred by you during the promotional period (January 15 - January 21, 2023) who completes the set up of their Acorns Invest account and makes a first investment within fourteen (14) days after the end of the Promotional Period will also receive a $5 investment by Acorns in their Acorns Invest account. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the Acorns Referral Agreement.

Eligibility

You are eligible to receive for this reward each time the new subscriber (1) uses your personal invitation code or referral link that you shared with them during the promotional period (January 15 - January 21, 2023) when they sign up for a new Acorns subscription and (2) completes an initial $5 investment in an Acorns Invest Account from a linked bank account funding source within fourteen (14) days after the end of the Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified, have a linked funding source of which they are the owner, and are in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same promotional period. Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Acorns customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Custodial and administrative services for Acorns Later IRA accounts provided by Forge Trust. Investments are not FDIC insured. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. Copyright © 2022 Acorns and/or its affiliates.

January 2023 Referral Bonus - $325 for 2 Acorns Referral

Friends must complete registration between 12:00am PST 1/15/2023 and 11:59pm PST 1/21/2023 (the Promotional Period) and each have a verified account in good standing and make their first successful investment into an Acorns Invest Account by 2/4/2023. Bonuses will be invested within 30 days once Acorns verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of Acorns. All referrals must be made in accordance with the Acorns Referral Agreement and Referral Promotion Terms and Conditions. Limit one Bonus per Referrer. 

Rewards for inviting friends to join Acorns are a limited time offer. Rewards are in the form of a purchase of investments in your Acorns Invest Account. Shares are purchased within 30 days from when your friend’s account is approved and they have completed their first investment into an Acorns Invest Account. To be eligible for the reward, the persons you refer must use your personal invitation code or referral link when they sign up during the Promotional Period. Acorns defines an account in good standing as a verified investment account with a linked funding source that is owned by the Referee for the account and a successful investment. If a gift card is used for an initial investment by the Referrer or Referee, a bank account in the name of the Referee must be linked as a funding source, and an initial investment must be made from that funding source. Acorns reserves the right to restrict or revoke this offer at any time.  Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Acorns referral rewards offered during the same Promotional Period. Anyone who earns a reward under this promotion will only receive such reward if their Acorns subscription and each of their Acorns accounts are verified and in good standing with Acorns at all times between meeting the eligibility criteria and the time the reward is invested. At Acorns discretion, we can waive these requirements.

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Acorns reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Acorns reserves the right to restrict, revoke or change this offer at any time at its discretion. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Acorns may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will on