The Fine Print of Acorns
Acorns Investinall Bonus Investment Promotion Terms and Conditions
Acorns Grow Incorporated (“Acorns”) Investinall Bonus Investment Promotion (the “Promotion”) is subject to the terms and conditions set forth herein.
First Time Acorns Users are eligible to receive a bonus investment between $1 and $50 by Acorns into their Acorns Invest Account (the “Reward Shares”) if they: (1) visit acorns.com/investinall and use the slider to select a self-reported gambling loss amount between $1 and $50 (the “Selected Amount”); (2) follow the call to action and use the promotional code provided through the Investinall experience; (3) set up an Acorns User Account; (4) enroll in an eligible Acorns subscription; (5) open an Acorns Invest Account and establish a verified linked funding source; and (6) set up and successfully complete a recurring investment of at least $5 into their Acorns Invest Account within seven (7) days of sign up.
The amount of Reward Shares will equal the Selected Amount. The promotional code may be automatically populated during signup. If the promotional code is not automatically populated, the participant must enter it where prompted.
Limited time offer. This Promotion is valid from 12:00 a.m. ET on September 9, 2026, through 11:59 p.m. ET on December 1, 2026 (the “Promotion Period”) for First Time Acorns Users.
Investinall Promotional Experience
The Selected Amount is self-reported. Acorns does not require or review documentation of a gambling loss and does not independently verify whether a gambling loss occurred or the amount of any loss. The Selected Amount determines the promotional code provided to the participant and the amount of Reward Shares.
Other questions or content presented through the Investinall experience are provided as part of the promotional experience. Responses to those questions do not affect eligibility for Reward Shares. Responses are not stored, reviewed, or shared by Acorns.
Investinall is a fictional, parody-style promotional campaign provided for general educational and entertainment purposes. Investinall is not a drug, medical product, treatment, or therapeutic service and has no medicinal or therapeutic benefit.
Investinall content does not provide personalized investment, financial, tax, legal, medical, mental-health, gambling, or other professional advice. References to investing are general and do not consider any individual’s objectives, financial situation, risk tolerance, or needs.
Definitions
First Time Acorns User means an individual who has never previously been an Acorns User, subscribed to or begun the signup process for the Acorns Platform, and/or opened any Acorns Account. A First Time Acorns User must be a legal resident or citizen of the United States who currently resides in the United States. Active members of the United States Armed Forces who maintain a U.S. address and are temporarily overseas in connection with their service may also participate. Participants must be at least 18 years old.
Good Standing means an account with a verified linked funding source for which all required account-opening documentation has been completed. The account must not be closed, locked, suspended, or otherwise restricted. The participant must also maintain an active eligible Acorns subscription.
All terms used but not otherwise defined herein have the same meaning as in the Acorns Program Agreement.
Eligibility
Limit one award of Reward Shares per person and Acorns User Account. Promotional codes may not be transferred, sold, reproduced, published, or used for more than one Acorns User Account.
The participant must set up and successfully complete a recurring investment of at least $5 during the Promotion Period. A scheduled, pending, canceled, failed, reversed, charged back, returned, or otherwise incomplete recurring investment does not satisfy this requirement.
Round-Ups® investments, Reward Shares, promotional credits, or amounts funded by Acorns do not satisfy the recurring investment requirement.
The participant must maintain their eligible Acorns subscription, Acorns User Account, and Acorns Invest Account in Good Standing through the date the Reward Shares are deposited. If the participant closes their eligible Acorns subscription or closes their Acorns Invest Account before the Reward Shares are deposited, the participant will not qualify for the Promotion.
Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria. Acorns reserves the right to request additional documentation for verification before issuing Reward Shares.
Reward Shares are typically deposited within 30–45 days after the participant completes all eligibility requirements. This timeline may be delayed in Acorns’ sole discretion if Acorns determines or suspects fraud, unauthorized activity, technical errors, or a violation of the Program Agreement or these terms and conditions.
Acorns will not deny an otherwise valid claim solely because the participant does not provide documentation of a gambling loss.
If Acorns determines at any time that there may have been: (i) unauthorized or fraudulent activity related to any account; (ii) an attempt to circumvent the one-reward limit; (iii) a violation of the Program Agreement or these terms and conditions; and/or (iv) an Acorns User Account that is not in Good Standing, Acorns may decline to grant Reward Shares. Acorns may also withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
Relationship to Program Agreement and Termination
Participation in this Promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section, including the mandatory arbitration agreement; the “Liability” Section, including limitation of liability and indemnification provisions; and the “Miscellaneous” Section of the Program Agreement. These provisions apply to this Promotion to the same extent as they apply to the Program Agreement.
All Reward Shares credited under this Promotion are subject to the applicable terms and conditions of the Program Agreement relating to Reward Shares. To the limited extent these Promotion Terms directly conflict with the Program Agreement concerning administration of the Promotion, these Promotion Terms will govern.
Acorns reserves the right to change these terms and conditions, terminate the Promotion at any time with or without notice, and/or modify these terms by posting the modified terms to the Acorns Website.
The Promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This Promotion is a limited time offer. There is no cash value equivalent and no option for a cash alternative to this Promotion. Reward Shares are made at the sole discretion of Acorns. Acorns reserves the right to restrict or revoke any and all offers at any time. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing Reward Shares.
Acorns is not responsible for a participant’s failure to maintain their subscription or account in Good Standing or otherwise satisfy the requirements for the Promotion. Participants may receive rewards under other promotional offers available during the Promotion Period unless another promotion expressly prohibits combination.
Participants are responsible for any federal, state, or local taxes associated with Reward Shares. Acorns may report the value of Reward Shares as required by applicable law.
Investing involves risk, including the loss of principal. Investment advisory services are provided by Acorns Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of Acorns Advisers, LLC by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
SIPC protection covers certain assets held in an account up to $500,000, inclusive of cash claims limited to $250,000, in the event of certain broker-dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please visit www.sipc.org.
Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance does not guarantee future results.
“Acorns,” the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc, Member FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
