The Fine Print of Acorns
ABC Mouse Bonus Investment Promotion Terms and Conditions
Acorns Grow Incorporated (“Acorns”) ABC Mouse Bonus Investment Promotion (the “Promotion”) is subject to the terms and conditions set forth herein.
First Time Acorns Users are eligible to receive a bonus investment by Acorns into their Acorns Invest Account (the “Reward Shares”) in the amount specified in the targeted email, push notification, or in-app message if they (1) tap this link and enter their email when prompted or click the call to action within any targeted email, push notification, or in-app message received; (2) set up an Acorns User Account; (3) open an Acorns Invest Account; and (4) set up and deposit a recurring investment of $5 or more into their Acorns Invest Account between 12:00am PT on 9/15/26 through 11:59pm PT on 9/15/27.
Limited time offer. Valid only from 12:00am PT on 9/15/26 through 11:59pm PT on 9/15/27. If you close or downgrade your Acorns Invest Account before or during the time period set forth in the call to action received, or make any investment that charges back and is not completed, you will not qualify for the promotion.
Definitions
First Time Acorns User means an individual who has never previously been an Acorns User, subscribed to or begun the sign-up process for the Acorns Platform, and/or opened any Acorns Account. A First Time Acorns User must not have previously participated in any free trial offer with respect to Acorns. A First Time Acorns User must be a United States legal resident or citizen that currently resides in the United States, or an active Armed Service personnel that maintains a U.S. address and is temporarily overseas in connection with his or her service.
Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns or its affiliated entities’ sole discretion.
All terms used but not otherwise defined herein have the same meaning as in the Acorns Program Agreement.
Eligibility
The First Time Acorns User’s account must be maintained in Good Standing at all times relevant to this promotion. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing any payment.
Reward Shares are typically deposited within 30-45 days of the date the recurring investment is set up. This timeline may be delayed in Acorns’ sole discretion if, by way of example and not limitation, Acorns determines or suspects that there are indications of fraud, unauthorized activity, and/or a violation of the Program Agreement or these terms and conditions.
In the event Acorns determines at any time and in its sole discretion that there may have been (i) unauthorized or fraudulent activity related to any account; (ii) a violation of the Program Agreement or these terms and conditions; and/or (iii) that an Acorns User Account is otherwise not in Good Standing, whether or not in connection with the Promotion, Acorns, by and through any of its affiliated entities, further reserves the right to decline to grant any Reward Amount; and/or withhold, rescind, delay, liquidate, recapture, and/or claw back any Reward Shares already provided and any security or related dollar proceeds derived from such Reward Shares.
Free Trial Terms
In addition to the bonus investment described herein, eligible First Time Acorns Users will also receive a two-month free trial of their Acorns subscription (the “Free Trial”). The Free Trial means that the monthly Subscription Fee will not be charged for the first two months following account opening. After the Free Trial ends, the monthly Subscription Fee will apply automatically unless cancelled prior to expiration.
Duration of Free Trial
The Free Trial period commences on the date your Acorns User Account is opened (the “Opening Date”) and continues for two months (the “Free Trial Period”). Upon the expiration of the Free Trial Period, you will be charged the monthly Subscription Fee unless and until you close your Acorns User Account. You will not be charged the monthly Subscription Fee if, on or before the last day of the Free Trial Period, you (1) initiate cancellation of your Acorns User Account; and (2) initiate closure of all open Acorns Accounts.
Automatic Enrollment in Paid Subscription and Billing
BY ACCEPTING THIS FREE TRIAL, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT (I) UNLESS AND UNTIL YOU CANCEL YOUR SUBSCRIPTION, INCLUDING INITIATING CLOSURE OF ALL OPEN ACORNS ACCOUNTS, PRIOR TO THE END OF THE TWO-MONTH FREE TRIAL PERIOD, YOU WILL AUTOMATICALLY BE ENROLLED IN A PAYING MONTHLY SUBSCRIPTION FOR YOUR SELECTED SUBSCRIPTION PLAN UPON THE EXPIRATION OF THE FREE TRIAL PERIOD; AND (II) YOU HAVE READ, UNDERSTAND, AND SPECIFICALLY CONSENT TO THE AUTOMATIC RENEWAL TERMS OF THE FREE TRIAL.
Billing Upon Conversion & Failed Payment: At the end of the two-month Free Trial Period, your linked funding source will be automatically charged the monthly Subscription Fee for your selected plan. In the event Acorns is unable for any reason to collect your Subscription Fee, Acorns may, in accordance with the Program Agreement, liquidate ETF shares in your Managed Accounts to pay your Subscription Fee for each month thereafter until a verified funding source is successfully linked to your Acorns User Account.
Cancellation
TO AVOID BEING CHARGED THE SUBSCRIPTION FEE, YOU MUST (1) INITIATE CANCELLATION OF YOUR ACORNS USER ACCOUNT; AND (2) INITIATE CLOSURE OF ALL OPEN ACORNS ACCOUNTS BEFORE THE END OF THE TWO-MONTH FREE TRIAL PERIOD. You can cancel your Acorns membership at any time free of charge through the Acorns mobile application or by contacting Acorns customer support at support.acorns.com.
No Refunds or Credits
We do not provide refunds or credits for any partial months, including the Free Trial Period, if you cancel before its full term.
Access on Cancellation
Upon cancellation, you may continue to log in to your Acorns User Account for limited purposes such as retrieving account documentation; access to all other Acorns services will terminate immediately.
Employee Exclusion
This promotion is not open to employees or associates of Acorns Grow, Inc., or any of its subsidiaries.
Data Privacy
Your participation in this Promotion is subject to the Acorns Privacy Policy (acorns.com/privacy), which is incorporated herein by reference. Your participation constitutes consent to the collection, use, and sharing of your information as described in the Privacy Policy.
Modification or Termination
This two-month Free Trial offer may be modified or terminated at any time in whole or in part in Acorns’ sole discretion without prior notice and/or by posting such modification to the Acorns Website. Redeeming this offer constitutes acceptance of these terms and conditions.
This offer is not applicable:
- If you have previously been an Acorns User or participated in any prior free trial offer with Acorns or Acorns Early.
- If you participate in any other Acorns offer or promotion at the same time as this Promotion, unless permitted by such other promotion.
- If your account is not maintained in Good Standing at all times relevant to this Promotion.
Relationship to Program Agreement and Termination
Participation in this promotion remains at all times subject to the terms and conditions of the Program Agreement. This includes, without limitation, the “Dispute Resolution” Section (which includes without limitation your mandatory arbitration agreement); the “Liability” Section (which includes limitation of liability and indemnification provisions); and the “Miscellaneous” Section of the Program Agreement. These shall apply to this Agreement to the same extent as they apply to the Program Agreement. To the limited extent the express terms and conditions of this Agreement and those of the Program Agreement directly conflict, this Agreement shall govern. Acorns reserves the right to change these terms and conditions; to terminate this promotion at any time with or without notice; and/or to modify these terms by posting the same to the Acorns Website. This promotion is not transferable, saleable, or valid in conjunction with certain other offers.
Important Risk Disclosures and Additional Information
This promotion is a limited time offer. There is no cash value equivalent and there is no option for a cash alternative to this promotion. Acorns, in limited cases and in its sole discretion, may waive certain reward eligibility criteria when a new customer does not meet all criteria during the promotional period. Acorns reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. This Promotion is created in connection with Acorns' commercial relationship with Age of Learning, Inc. d/b/a ABCmouse.com ("Age of Learning"). Age of Learning may receive compensation of up to $10 per eligible customer who signs up for Acorns during the Promotion period.
Investing involves risk including the loss of principal. Investment advisory services provided by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. SIPC protection covers certain assets held in an account of up to $500,000 in the event of certain broker dealer insolvency events. SIPC protection does not protect against losses due to market fluctuations or other types of loss. For details, please see www.sipc.org. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Past performance is not a guarantee of future results.
Acorns is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. “Acorns”, the Acorns logo, and “Invest the Change” are registered trademarks of Acorns Grow Incorporated. Acorns Visa™ debit cards are issued by nbkc, a members FDIC. Investments are not FDIC insured and may lose value. Copyright © 2026 Acorns and/or its affiliates.
