Summer Promotion

Free Month and $20 Allowance Promotion Terms

For every eligible person that joins Acorns Early during the promotional period using the promotional discount code, we'll offer a free trial period of 1 month and $20 free allowance (into the parent's account). The free trial means that when the parent and child account is activated, the Monthly Membership Fee ($8 per month for Acorns Early Lite plan or $12 per month for Acorns Gold plan) will not be charged for the first month. This promotional offer is available from 00:01 EDT on 6/16/2026 to 23:59 EDT on 6/24/2026. From time to time we may offer specific promotions which may include different promotions and offers. This offer may not be used in conjunction with any of our other promotions or offers.

All terms used but not otherwise defined herein have the same meaning as in the active Acorns Early Customer Agreement. 

Eligibility:

To redeem the offer:

• The offer can be redeemed by clicking through to the first stage of the sign-up journey from the landing page (a pre-populated offer code will be applied).

• First Time Acorns Early Customers eligible to receive $20 allowance if they (1) open a new, Acorns Early Customer Account between 12:00am ET on 6/16/26 to 11:59pm ET on 6/24/26; and (2) activate their parent and child account on or before 7/24/26.

• In addition, a minimum of $20.00 must be loaded into the parent account, which renders the account "Active." This money may remain in the parent account or be transferred to the child's account.

Terms and conditions:

• This promotional offer is limited to new customers signing up for an Acorns Early account, who (i) Activate their parent and child account ; and (ii) meet our Eligibility Criteria (as defined below) (the “Qualifying Conditions”). Please refer to the “This offer is not applicable” section below for more details. 

• The promotional offer provides eligible new Acorns Early customers with a free trial period of 1 month plus $20 free allowance into the parent’s account  after  the new customer activates both a parent and child account. The free trial means we will not charge the Monthly Membership Fee for the first month after activation. After the expiration of the one-month free trial period, your subscription will automatically renew and  recurring charges will apply ($8 per month for Acorns Early Lite plan or $12 per month for Acorns Gold plan).

• This promotional offer is valid from 00:01 EDT on 6/16/2026 to 23:59 EDT on 6/24/2026.

• This promotional offer is open to US residents aged 18 or above that have passed Acorns Early’s required security checks for account activation and maintain an Acorns Early account in Good Standing) (“Eligibility Criteria”).

• As used herein, Good Standing means an account with a verified linked funding source for which all required account opening documentation has been completed, and an account status that is not locked, suspended, or otherwise restricted in any way, in Acorns Early’s sole discretion, at any and all times relevant to this promotion. 

• An “Active” Acorns Early Parent Account is an account where a minimum of $20.00 has been loaded to the parent account by the parent. This money may remain in either the parent account or may be transferred to the child's account.

• Acorns Early will not charge the Monthly Membership Fee for as long as the parent account is not Active, however, the parent will not be able to use functions that require money (i.e. paying pocket money, buying custom cards, etc.) until the account is funded.

• When the initial one-month free trial period ends, the Monthly Membership Fee ($8 per month for Acorns Early Lite plan or $12 per month for Acorns Gold plan) will be deducted automatically from the available balance on your parent account. Please be aware that Acorns Early membership fees are recurring/continuous authority transactions and your Monthly Membership Fees will be debited on the same day of the month as the day you activated your parent account, or may be deducted on the next business day thereafter if such date falls on a holiday or weekend. BY ACCEPTING THIS FREE TRIAL, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT (I) UNLESS AND UNTIL YOU CANCEL YOUR SUBSCRIPTION PRIOR TO THE END OF THE ONE-MONTH FREE TRIAL PERIOD, YOU WILL AUTOMATICALLY BE ENROLLED IN A PAYING MONTHLY SUBSCRIPTION FOR YOUR SELECTED PLAN UPON EXPIRATION OF THE FREE TRIAL PERIOD; AND (II) YOU HAVE READ, UNDERSTAND, AND SPECIFICALLY CONSENT TO THESE AUTOMATIC RENEWAL TERMS.

• Billing Upon Conversion / Failed Payment: At the end of the one-month free trial period, the Monthly Membership Fee will be deducted from the available balance on your parent account. In the event Acorns Early is unable for any reason to collect the Monthly Membership Fee from your funding source and/or parent account balance, your subscription will continue to accrue and recurring charges may apply for each month thereafter until payment is successfully collected.

• You can cancel your Acorns Early membership at any time free of charge in the Acorns Early mobile application or by contacting the Acorns Early Member Services team at (855) 739-2859 or help@acornsearly.com. To avoid being charged, you must cancel before your free trial period ends. For instructions on how to close your account in the mobile application, follow the steps outlined in the “How do I close my Acorns Early Account FAQS.” 

• No Refunds or Credits: We do not provide refunds or credits for any partial months, including the free trial period, if you cancel before its full term.

• Access on Cancellation: Upon cancellation, you may continue to log in for limited purposes such as retrieving account documentation; access to all other Acorns Early services will terminate.

• In the event Acorns Early determines at any time and in its sole discretion there is (i) suspected unauthorized or fraudulent activity related to any account; (ii) a violation of these terms and conditions, (iii) a violation of applicable law or regulation; or (iv) an account is otherwise not in Good Standing, whether or not in connection with this promotion, Acorns Early reserves the right to decline to open or to close your account.  

• This promotion is not open to employees or associates of Acorns Grow, Inc., or any of its subsidiaries.

• This one-month free trial period and allowance offer may be modified or terminated at any time in whole or in part in Acorns Early’s sole discretion without prior notice and/or by posting such modification on our website. 

• The promotion is subject to availability. Redeeming this offer constitutes acceptance of these terms and conditions.

• The Promoter is GoHenry Inc. (d/b/a Acorns Early), 5300 California Avenue, Irvine, CA 92617.

• Relationship to Customer Agreement: Participation in this promotion remains at all times subject to the Acorns Early Customer Agreement, including without limitation its dispute resolution / mandatory arbitration provisions, its limitation of liability and indemnification provisions, and its miscellaneous provisions. To the extent the express terms of this promotion and the Acorns Early Customer Agreement directly conflict, this promotion governs.

• Data Privacy: Your participation is subject to the Acorns Early Privacy Policy, which you agree to at account creation and governs the collection, use, and disclosure of personal information. 

The offer is not applicable:

• If you already have a prepaid card registered with Acorns Early and/or GoHenry or if you already have an Acorns Early and/or GoHenry account.

•  If you apply a different discount code.

•  If you participate in any other offer or promotion.

Important Risk Disclosures and Additional Information

This promotion is a limited time offer.  There is no cash value equivalent and there is no option for a cash alternative to this promotion. Offers are made at the sole discretion of Acorns Early. Acorns Early reserves the right to restrict or revoke any and all offers at any time. Acorns Early® cards are issued by nbkc bank, Member FDIC, pursuant to license from Visa U.S.A. Inc., pursuant to license by Mastercard International. Cardholder Terms and limits apply. Monthly charges apply until cancelled – see Acorns.com/early for details. Acorns Early has two tiers: Acorns Early Lite and Acorns Gold. An Acorns Gold subscription includes investment products accessible only through the separate Acorns app. Investment services are provided by Acorns Advisers, LLC, an SEC-registered investment adviser. Investing involves risk including the loss of principal. Brokerage services are provided by Acorns Securities, LLC, an SEC registered Broker Dealer, Member FINRA, SIPC. For more information visit Acorns.com. Additional T&Cs apply. Investments are not FDIC-insured, are not a deposit, and may lose value.