The Acorns Babies Waiver Promotion
Subject to these terms and conditions (the “Waiver Terms”), between June 22, 2020 and March 1, 2021 (the “Application Period”), when you meet the eligibility requirements described below, you will be eligible to qualify for a limited waiver of your Acorns Family Subscription Fee (as defined in the Acorns Program Agreement) when you open and fund an Acorns Early Account for a child verified as born in 2020 (the “Acorns Babies Waiver”).
The Acorns Babies Waiver is available only to new Acorns subscribers who subscribe to the Acorns Family Tier and is for the monthly Acorns Family Subscription Fee, subject to these Waiver Terms. You will remain responsible for any other fees that you owe under the Program Agreement that are not included in the monthly Acorns Family Subscription Fee, as applicable.
To be eligible for the Acorns Babies Waiver, you must (i) open your first Acorns Account on or after June 22, 2020, (ii) subscribe to the Acorns Family Tier subscription option, (iii) complete registration for at least one Acorns Early Account for a beneficiary born in 2020, and (iv) submit a birth certificate for the beneficiary born in 2020, and have such birth certificate verified by Acorns on or before March 1, 2021 (upon verification, the beneficiary will be considered a “Verified Beneficiary” for purposes of these Waiver Terms). Subject to the limitations below, the Acorns Babies Waiver will apply to your monthly Acorns Family Tier Subscription Fee until the Verified Beneficiary turns eighteen (18) years old (the “Waiver Period”). For the avoidance of doubt, Acorns Early Accounts may be opened for the benefit of a child who is not your dependent.
This waiver is only available to new customers of Acorns who sign up for Acorns between June 22, 2020 and March 1, 2021. This waiver is not transferable after it has been claimed. The Acorns Babies Waiver may only be claimed once by each new Acorns customer. Each Verified Beneficiary may only be used by one Acorns customer to claim the Acorns Babies Waiver. The Acorns Babies Waiver will continue until the EARLIER of (i) the Early Account for the Verified Beneficiary is closed, (ii) you opt into a pricing tier other than Acorns Family, (iii) there is a $0 or negative balance in the Verified Beneficiary’s Acorns Early Account for thirty (30) days or more (iii) any of your Acorns Portfolio Accounts fall out of good standing for more than thirty (30) days, (iv) the Verified Beneficiary turns eighteen (18) years old or (v) you have reached the maximum value of the Acorns Babies Waiver of $1,080. We may, in our sole discretion, extend the Acorns Babies Waiver to a customer who otherwise should have had such waiver terminated.
We, and each of our affiliates, reserve the right to determine in our and/or its sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Acorns Babies Waiver is an account for which all required opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If any of your Acorns Portfolio Accounts are closed or not in good standing for any reason at any time, any fee waiver you receive will be forfeited. Acorns reserves the right to revoke or deny any Acorns Babies Waiver if it has reason to believe there is fraud or other improper actions taken to claim or maintain the waiver.
The maximum potential Subscription Fee waived through this Acorns Babies Waiver is $1,080. You are not entitled to the entire waiver value unless you meet all requirements contained in these Waiver Terms for each consecutive month from the date you are notified of your qualification for the Acorns Babies Waiver, through the month in which the Verified Beneficiary turns eighteen (18) years old.
Acorns reserves the right to reward the monthly amount of the Acorns Babies Waiver in a manner other than a removal of Subscription Fees owed, such as by investing the amount in your Acorns Invest Account. In the event Acorns determines to change the payout mechanism of the Acorns Babies Waiver, you will be notified prior to such change. Should Acorns change the name or features of the “Acorns Family Tier” your Acorns Babies Waiver will automatically transfer to the lowest priced tier that includes Acorns Early. If such pricing tier exceeds $5/month, your waiver will offset the monthly Subscription Fee of such tier by $5/month. Acorns reserves the right to amend or cancel this waiver and/or these Waiver Terms at any time. Waiver available to U.S residents only. This promotion is non-transferrable.
Advisory services offered by Acorns Advisers, LLC (“Acorns”), an SEC-registered investment advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Custodial and administrative services for Acorns Later IRA accounts provided by IRA Services Trust Company. Investments are not FDIC insured. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns’ fees before investing. Past performance is not a guarantee of future results. Acorns Visa™ debit cards are issued by Lincoln Savings Bank, member FDIC. ACORNS, the ACORNS logo, ACORNS EARLY, and EARLY are trademarks of Acorns Grow Incorporated. Copyright © 2020 Acorns Grow Incorporated and/or its affiliates.
Potential winners will be announced in an Instagram post by Sponsor. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to 5/12 Trivia Tuesday, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.
Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617
Guess the Change. Get the Change.
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
ENTRY VIA INSTAGRAM ONLY AND AN INSTAGRAM ACCOUNT AND INTERNET CONNECTION ARE REQUIRED. THE CONTEST IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY FACEBOOK, INC.
BY ENTERING THE CONTEST, YOU AGREE TO THESE OFFICIAL RULES, WHICH ARE A CONTRACT, SO READ THEM CAREFULLY BEFORE ENTERING. WITHOUT LIMITATION, THIS CONTRACT INCLUDES INDEMNITIES TO THE SPONSOR FROM YOU AND A LIMITATION OF YOUR RIGHTS AND REMEDIES.
ELIGIBILITY: Open only to legal residents of the fifty (50) United States and the District of Columbia who are of eligible age to participate in their jurisdiction and 18 years of age or older. Void where prohibited. Employees (and their immediate families (parent, child, spouse or sibling and their respective spouses, regardless of where they reside) and those living in their same households, whether or not related) of Acorns Grow Incorporated (“Sponsor”), and its respective parents, affiliates, subsidiaries and advertising and promotion agencies are not eligible to enter or win. By participating, entrants agree to be bound by these Official Rules and the decisions of the judges and/or Sponsor, which are binding and final on matters relating to this contest. Contest is subject to all applicable federal, state and local laws.
TO ENTER: Beginning at 2:00 p.m. Pacific Time (“PT”) on May 8, 2020 and ending on the earlier of (i) the first correct guess, OR, (ii) 2:00 p.m. PT on May 9, 2020 (the “Entry Period”), visit https://www.instagram.com/acorns/ or the Acorns Instagram page on the Instagram app, make sure you are “following” Acorns, submit a guess for the amount of change in the jar, and tag up to five friends in the contest post’s comments for the amount of change in the jar. All Instagram entries must be received by 2:00 p.m. PT on May 9, 2020 to be eligible. Limit one (1) entry per person, per Instagram username for the duration of the Entry Period. Multiple entries received from any person or username after the first entry received from that person or email address will be void. Entries generated by script, macro or other automated means or means which subvert the entry process will be void. All entries become the property of Sponsor and will not be acknowledged or returned.
DRAWING: Potential winner will be the first person to guess the correct amount of change (all U.S. currency in denominations currently issued by the U.S. Mint) in the jar pictured, or the first person to submit the closest guess if the correct amount is not guessed before the end of the Entry Period. The winner’s tagged friends will also be winners. Odds of winning depend on the number of eligible entries received.
WINNER NOTIFICATION: Potential winner will be notified by Instagram direct message and may be required to execute and return an affidavit of eligibility, a liability release and, where lawful, a publicity release within seven (7) days of date of issuance. If such documents are not returned within the specified time period, a prize or prize notification is returned as undeliverable, Sponsor is unable to contact a potential winner or a potential winner is not in compliance with these Official Rules, prize will be forfeited and, at Sponsor’s sole discretion, an alternate winner selected. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages.
PRIZES: A minimum of $10 Acorns gift card (the actual amount will be the amount of Change in the Jar and revealed when the Entry Period is complete). Gift card is subject to certain terms and conditions as specified by issuer. Approximate Retail Value (“ARV”) is at least $10. Prizes are awarded “as is” with no warranty or guarantee, either express or implied by Sponsor. Winners may not substitute, assign or transfer prize or redeem prize for cash, but Sponsor reserves the right, at its sole discretion, to substitute prize (or portion thereof) with one of comparable or greater value. Winners are responsible for all applicable federal, state and local taxes, if any, as well as any other costs and expenses associated with prize acceptance and use not specified herein as being provided. All prize details are at Sponsor’s sole discretion.
GENERAL CONDITIONS: Released Parties (as defined below) are not responsible for lost, late, incomplete, inaccurate, stolen, misdirected, undelivered, garbled, or illegible entries; or for lost, interrupted or unavailable network, server, Internet Service Provider (ISP), website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties, or other errors or difficulties of any kind whether human, mechanical, electronic, computer, network, typographical, printing or otherwise relating to or in connection with the contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the contest, the processing of entries, the announcement of the prizes or in any contest-related materials. Released Parties are also not responsible for any incorrect or inaccurate information, whether caused by other entrants or site users, tampering, hacking, or by any equipment or programming associated with or utilized in the contest. Released Parties are not responsible for injury or damage to participants' or to any other person's computer related to or resulting from participating in this contest or downloading materials from or use of the website. Persons who tamper with or abuse any aspect of the contest or website or who are in violation of these Official Rules, as solely determined by Sponsor, will be disqualified and all associated entries will be void. Should any portion of the contest be, in Sponsor’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair the administration, security, fairness or proper play, or submission of entries, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the contest and, if terminated, at its discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken or as otherwise deemed fair and appropriate by Sponsor. Entrants, by participating, agree that Sponsor and its respective parents, affiliates, subsidiaries and advertising and promotion agencies and all of their respective officers, directors, employees, representatives and agents (collectively, “Released Parties”) will have no liability whatsoever for, and shall be held harmless by entrants against, any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in this contest. Each winner, by acceptance of prize, except where legally prohibited, grants permission for Sponsor and its designees to use his/her name, address (city and state), photograph, voice and other likeness and prize information for advertising, trade and promotional purposes without further compensation, in all media (including digital media) now known or hereafter discovered, worldwide in perpetuity, without notice or review or approval. By entering the contest, you consent to your name being placed on a public winners list and/or runners up list, which may be posted to the Acorns’ Instagram page or other sites affiliated with Acorns. In the event of a dispute regarding entries received from multiple users having the same e-mail account, or Instagram account, the authorized subscriber of the e-mail account or Instagram account at the time of entry will be deemed to be the entrant and must comply with these Official Rules. Authorized account subscriber is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning e-mail addresses or Instagram account. CAUTION: ANY ATTEMPT TO DAMAGE THE WEBSITE OR TO UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR WILL DISQUALIFY ANY SUCH INDIVIDUAL AND RESERVES THE RIGHT TO SEEK DAMAGES (INCLUDING ATTORNEYS’ FEES) AND OTHER REMEDIES FROM ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.
WINNERS’ LIST: Potential winner will be announced in an Instagram post by Sponsor on or before May 31, 2020. For a copy of these Official Rules or a list of winners, send a self-addressed, stamped, #10 business envelope to Guess the Change, ATTN: Official Rules (or “Winner’s List”) Request, 5300 California Ave., Irvine, CA 92617.” Rules requests must be received no later than one month after the end of the Entry Period and winner’s list request must be received within three (3) months of the end of the Entry Period. Vermont residents may omit return postage for rules request.
SPONSOR: Acorns Grow Incorporated. 5300 California Ave., Irvine, CA 92617