The Fine Print of Acorns

Updated March 11, 2019

Acorns Advisers, LLC (“Acorns Advisers”) is an investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”). Brokerage and custody services are provided to clients of Acorns Advisers by Acorns Securities, LLC (Acorns Securities), a broker-dealer registered with the SEC and a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and Securities Investor Protection Corporation (“SIPC”). Acorns Pay, LLC (“Acorns Pay”) manages Acorns’s demand deposit and other banking products in partnership with Lincoln Savings Bank, a bank chartered under the laws of Iowa and member FDIC. Acorns Advisers, Acorns Securities, and Acorns Pay are subsidiaries of Acorns Grow Incorporated (collectively “Acorns”) and Acorns is solely responsible for its content.

Acorns Content:

Acorns publishes content through pages, profiles, accounts, feeds, channels, and other various social media platforms, including, but not limited to, Instagram, Facebook, Twitter, Snapchat, YouTube, Pinterest, and Reddit (herein “Acorns Content”), for educational, promotional, and other business reasons (collectively “Acorns Social Space”).

Acorns Content is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation or which would subject Acorns or any of Acorns’s products or services to any authorization, registration, licensing, or notification requirement within any jurisdiction outside of those jurisdictions in which the underlying financial institutions are licensed to operate.

Acorns is only available to U.S. legal residents or citizens that currently reside in the United States. Exceptions are made for active Armed Services personnel that maintain U.S. addresses and are temporarily overseas. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on Acorns Content.

Contributions made to Acorns Content should be relevant and topical. Please do not publish your own advertisements of any kind on Acorns Social Space. Refrain from publishing, including hyperlinks, inappropriate or offensive materials on any Acorns Social Space. Please do not send any personal, confidential, or account information through Acorns Social Space. Acorns is not subject to obligation of confidentiality for information submitted to Acorns through any social media platforms. Additionally, do not attempt to promote investments (including posting testimonials, giving investment advice, or making recommendations about specific securities, securities strategies, products, or services) on Acorns Social Space.

Third-party content:

Acorns may monitor third-party content published on Acorns Social Space but such content is not reviewed before it is displayed. Third-party content on any Acorns Social Space is the view and responsibility of the third-party, not Acorns. Acorns cannot guarantee the appropriateness, accuracy or usefulness of any third-party content or any third-party hyperlink. Acorns is not responsible for any unauthorized or copyrighted materials contributed by a third-party on Acorns Social Space. Acorns reserves the right to remove, alter, edit or adapt any third-party content on Acorns Social Space. Any descriptions of, references to, or links to other products, publications or services do not constitute an endorsement, authorization, sponsorship by, or affiliation with Acorns with respect to any hyper-linked site or its sponsor, unless expressly stated by Acorns. Acorns expressly disclaims any responsibility for the content, the accuracy of the information, or quality of products or services provided by or advertised on the third-party sites, as posted by third-parties on any Acorns Social Space.

Privacy Policy

Acorns is not responsible for the privacy policies of any social media platform on which Acorns Content may appear, including in any Acorns Social Space.

No Offer or Solicitation:

The contents of the website are provided for information purposes and do not constitute an offer to sell or a solicitation to buy securities. The information provided herein is not directed to any investor or category of investors and is provided solely as general information about our products and services and to otherwise provide general investment education. No information contained herein should be regarded as a suggestion to engage in or refrain from any investment-related course of action as Acorns is not providing investment advice or giving advice in a fiduciary capacity. Acorns is not engaged in rendering any tax, legal, or accounting advice. Please consult with a qualified professional for this type of advice. References to specific securities and their issuers or other investments are not intended and should not be interpreted as recommendations to purchase, sell or hold such securities or other investments.

No liability

In no event shall Acorns, its respective affiliates, directors, officers, registered representatives, or employees, be liable for any damages of any kind (including, without limitation, special, incidental, indirect, or consequential damages) on any theory of liability arising out of or in connection with your access, use, or inability to access or use, a social media platform. Use of a social media platform or any Acorns’s social media platform is at your own risk.

For additional important disclosures, please click here: Important Disclosures.